Essex County and Gloucester City property record for 2 Ocean Ave, Apt 1A, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 2003 |
| Lot Size | 0.963 acres (41,970 sqft) |
| Owner | Trust Name on File |
| Last Sale | $375,000 (Nov 2021) |
| Tax Bill | $3,480 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0169 B:0003 L:0001(A) |
| Primary APN | GLOU M:0169 B:0003 L:0001(A) |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 41,970 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 2 OCEAN AVE, 1A |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-5279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | OCEAN TERRACE CONDO |
| Legal Block | 3 |
| Legal Lot Number | 1A |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 221901 |
Source: Essex County and Gloucester City records · APN GLOU M:0169 B:0003 L:0001(A)
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2 OCEAN AVE, 1A, GLOUCESTER, MA 01930-5279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Nov 05, 2021 | Condominium Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2021 · Amount on Record |
| Deed Sale | Nov 05, 2021 · Amount on Record |
| Prior Sale | Jul 27, 2007 · Amount on Record |
| Deed Document Number | 2021910 |
| Deed Book / Page | 40454 / 403 |
| Transfer Doc | 29928-403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 2 OCEAN AVE APT 1A, 1A, GLOUCESTER, MA 01930-5279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043297-114 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 43297/114 |
| Instrument | 20260327001540 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 2 OCEAN AVE APT 1A, 1A, GLOUCESTER, MA 01930-5279 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040792-150 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 40792/150 |
| Instrument | 20220315003920 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 05, 2021 |
| Property Address | 2 OCEAN AVE APT 1A, 1A, GLOUCESTER, MA 01930-5279 |
| Document Number | 40454-403 |
| Book / Page | 40454 / 403 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 20211105000910 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 OCEAN AVE APT 1A, 1A, GLOUCESTER, MA 01930-5279 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,480.00 (+6.68%) | $358,000 (+6.77%) Building $358,000 | |
| 2024 | $3,262.00 | $335,300 Building $335,300 | $443,650 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 1 of 14 |
| Most Recent Claim | Mar 2018, tidal / storm surge, Severe Winter Storm And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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