2 Oak Tree Dr, Newport Beach, CA 92660 Property Records

Orange County property record for 2 Oak Tree Dr, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,448 sqft · built 1999
Lot Size	0.176 acres (7,659 sqft)
Owner	2 Trust Names on File
Last Sale	$2,440,000 (Oct 2019)
Tax Bill	$28,291 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`442-461-36`

Property Details

APN / Parcel Number

Primary APN	`442-461-36`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,448 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	7,659 sqft (0.176 acres)
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2 OAK TREE DR
City	NEWPORT BEACH
State	CA
Zip	92660-4290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15389 BLK LOT 8
Legal Subdivision	AMENDED TRACT NO 15389
Legal Tract	15389
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2014
Census Tract	63007

Owner

2 Oak Tree Dr is owner-occupied and held in a trust since December 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 1, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Prior Sale	Jun 1, 2001 · Amount on File
Deed Document Number	2019379493
Last Transfer Date	Dec 9, 2021
Transfer Doc	0000756369
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 17, 2021
Property Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290
Document Number	0000756369
Map Reference	MB 774 PG 29-33
Instrument Date	Dec 9, 2021
Instrument	2021000756369
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290

Mortgage

Document Number	0000756370
Date	Dec 17, 2021
Instrument	2021000756370

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290

Mortgage

Document Number	0000289107
Date	Apr 29, 2021
Instrument	2021000289107

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290

Mortgage

Document Number	0000289106
Date	Apr 29, 2021
Instrument	2021000289106

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2019
Property Address	2 OAK TREE DR, NEWPORT BEACH, CA 92660-4290
Document Number	0000379493
Instrument Date	Aug 27, 2019
Instrument	379493
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,684.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 OAK TREE DR NEWPORT BEACH CA 926604290, NEWPORT BEACH, CA 92660-4290

Mortgage

Document Number	379494
Date	Oct 1, 2019
Instrument	379494

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Oak Tree Dr was $28,291 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,721,863 (+2%) Land $2,051,499 Building $670,364
2025	$28,291.00 Homeowner's exemption	$2,668,494 Land $2,011,274 Building $657,220
2023	$27,194.00 (+1.69%) Homeowner's exemption	$2,564,874 Land $1,933,174 Building $631,700
2022	$26,742.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Oak Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2 Oak Tree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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