2 Oak St, Reading, PA 19606 Property Records

Berks County property record for 2 Oak St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,080 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Apr 2016)
Tax Bill	$1,539 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-16-84-3069`

Property Details

APN / Parcel Number

Primary APN	`5325-16-84-3069`
Alternative APNs	`43-5325-16-84-3069` `43064202` `064202`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	43064202
Street Address	2 OAK ST
City	READING
State	PA
Zip	19606-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Legal Lot Number	76,77
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1027
Census Tract	12004

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 OAK ST, READING, PA 19606-3744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage RIVERFRONT FCU
May 27, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Prior Sale	Feb 12, 2003 · Amount on Record
Deed Document Number	201612871
Last Transfer Date	Oct 22, 2018
Transfer Doc	0000037824
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2 OAK ST, READING, PA 19606-3744
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028114
Date	Jul 13, 2022
Instrument	2022028114

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2032

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	May 27, 2021
Property Address	2 OAK ST, READING, PA 19606-3744
Document Number	0000026767
Instrument Date	Apr 28, 2021
Instrument	2021026767
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Amount	Amount Recorded
Tax	$7.12
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 OAK ST, 2, READING, PA 19606-3744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 E LORANE RD, READING, PA 19606-3726

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Oct 30, 2018
Property Address	2 OAK ST, READING, PA 19606-3744
Document Number	0000037824
Instrument Date	Oct 22, 2018
Instrument	37824
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST READING PA 196063744, READING, PA 19606-3744

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,539.00 (+7.62%) Homeowner's exemption	$99,700 (-) Land $32,800 Building $66,900	$32,800 (-67.1%) Land $32,800
2024	$1,430.00	$99,700 Land $32,800 Building $66,900
1994			$99,700 Land $32,800 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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