2 Oak St, Franklin, NJ 07416 Property Records

Sussex County and Franklin Borough property record for 2 Oak St, Franklin, NJ 07416

Property Summary

Property Type	Single Family Home
Details	4,218 sqft · built 1905
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2021)
Tax Bill	$11,657 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-01301-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`06-01301-0000-00011`
Alternative APNs	`0600060000000020` `00012253`

Interior

Stories	2 Stories
Building Area	4,218 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide

Location & Zoning

Account Number	00012253
Street Address	2 OAK ST
City	FRANKLIN
State	NJ
Zip	07416-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	1301
Legal Lot Number	11
Jurisdiction	SUSSEX NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1009
Census Tract	372900

Owner

Source: Sussex County and Franklin Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK ST, FRANKLIN, NJ 07416-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	202110385590
Deed Book / Page	3616 / 205
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 13, 2021
Property Address	2 OAK ST, FRANKLIN, NJ 07416-1454
Document Number	0036160205
Book / Page	3616 / 205
Instrument Date	Nov 3, 2021
Instrument	20211213010385590
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	GROUP 21 TITLE AGENCY, GROUP 21 TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 E SHORE CULVER RD, BRANCHVILLE, NJ 07826-6046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST, FRANKLIN, NJ 07416-1454

Mortgage

Document Number	20211213010385600
Date	Dec 13, 2021
Instrument	20211213010385600

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Sussex County and Franklin Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Franklin Borough
Elementary School District	Franklin Borough School District (KG - 08)
Secondary School District	Wallkill Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,800 (+11.07%) Land $96,200 Building $418,600	$514,800 (+11.07%) Land $96,200 Building $418,600
2025	$11,657.00 (+2.46%)	$463,500 (-7.87%) Land $91,700 Building $371,800	$463,500 (-7.87%) Land $91,700 Building $371,800
2024	$11,377.00 (+29.39%)
2023		$503,100 Land $65,100 Building $438,000	$503,100 Land $65,100 Building $438,000
2022	$8,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN BD OF PUBLIC WORKS serves 5,500 people · EPA ID NJ1906002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20