2 Oak St, Deposit, NY 13754 Property Records

Delaware County and Deposit Town property record for 2 Oak St, Deposit, NY 13754

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,500 (Sep 2019)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Feb 2023 Refinance Sep 2021 Refinance + 2 more
APN	`123001 349.17-6-6`

Property Details

APN / Parcel Number

Primary APN	`123001 349.17-6-6`
Alternative APNs	`30013490170006006000` `06000815007`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	64.5 ft deep x 178 ft wide

Location & Zoning

Account Number	06000815007
Street Address	2 OAK ST
City	DEPOSIT
State	NY
Zip	13754-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVANS P GL#35
Legal Block	6
Legal Lot Number	6.000
Jurisdiction	DELAWARE NY
Township / Civil Division	DEPOSIT
Census Block Group	1
Census Block	1079
Census Tract	970501

Owner

Source: Delaware County and Deposit Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK ST, DEPOSIT, NY 13754-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 16, 2019	Deed, Transfer
Aug 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20197335
Deed Book / Page	1606 / 12
Prior Transfer Date	Mar 7, 2003
Prior Transfer Doc	1020000266
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	2 OAK ST, DEPOSIT, NY 13754-1220
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002423/319
Date	Feb 13, 2023
Book Page	2423/319
Instrument	993

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	2 OAK ST, DEPOSIT, NY 13754-1220
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2327/304
Date	Sep 1, 2021
Book Page	2327/304
Instrument	6523

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Sep 16, 2019
Property Address	2 OAK ST, DEPOSIT, NY 13754-1220
Document Number	1606/12
Book / Page	1606 / 12
Instrument Date	Sep 11, 2019
Instrument	7335
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST, DEPOSIT, NY 13754-1220

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Aug 22, 2019
Property Address	2 OAK ST, DEPOSIT, NY 13754-1220
Document Number	001603/201
Book / Page	1603 / 201
Instrument Date	Aug 16, 2019
Instrument	6822
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 H DECKER RD, DEPOSIT, NY 13754-4222

Mortgage

Document Number	002195/228
Date	Aug 22, 2019
Book Page	2195/228
Instrument	6823

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Delaware County and Deposit Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Deposit Town
Municipality	Deposit Village
Unified School District	Deposit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+176.1%)
2025	$1,272.00 (-66.91%)	$7,200 (-) Land $300 Building $6,900	$202,817 (+97.1%) Land $8,451 Building $194,366
2023		$7,200 (-) Land $300 Building $6,900	$102,900 (+42.92%) Land $4,287 Building $98,613
2022		$7,200 Land $300 Building $6,900	$72,000 Land $3,000 Building $69,000
2021	$3,844.00 (-19.09%)
2020	$4,751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEPOSIT (V) WATER DEPARTMENT serves 2,080 people · EPA ID NY0301663
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.77 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000

May also be available: T-Mobile.

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