2 Oak St, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 2 Oak St, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	2,422 sqft · built 1953
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2021)
Tax Bill	$13,276 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00170-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00170-0000-00004`
Alternative APN	`020017000004`

Interior

Stories	2 Stories
Building Area	2,422 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2 OAK ST
City	CLARK
State	NJ
Zip	07066-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	LAKESIDE PARK
Legal Block	170
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5020
Census Tract	36200

Owner

Source: Union County and Clark Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK ST, CLARK, NJ 07066-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Sep 22, 2021	Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Jun 22, 2010 · Amount on Record
Deed Document Number	20219580
Deed Book / Page	6431 / 2318
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jun 25, 2026
Property Address	2 OAK ST, CLARK, NJ 07066-1931
Document Number	0000094008
Book / Page	15821 / 2298
Instrument Date	May 8, 2026
Instrument	202694008
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST, CLARK, NJ 07066-1931

Mortgage

Document Number	0000094008,
Date	Jun 25, 2026
Book Page	15821/2298
Instrument	202694008

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 22, 2021
Property Address	2 OAK ST, CLARK, NJ 07066-1931
Document Number	0064312318
Book / Page	6431 / 2318
Instrument Date	Sep 7, 2021
Instrument	9580
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 OAK ST, 2, CLARK, NJ 07066-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST, CLARK, NJ 07066-1931

Mortgage

Document Number	0150622001
Date	Sep 22, 2021
Book Page	15062/2001
Instrument	21344

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2061

Tax Assessment & Valuation

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,100 (-) Land $256,500 Building $328,600	$585,100 (-) Land $256,500 Building $328,600
2025	$13,276.00 (+2.49%)	$585,100 (-) Land $256,500 Building $328,600	$585,100 (-) Land $256,500 Building $328,600
2024	$12,954.00 (+4.54%)
2023		$585,100 Land $256,500 Building $328,600	$585,100 Land $256,500 Building $328,600
2022	$12,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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