Dorchester County property record for 2 Oak St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1925 |
| Lot Size | 0.719 acres (31,328 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Sep 2008) |
| Tax Bill | $1,470 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-106351 |
| Primary APN | 07-106351 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 31,328 sqft (0.719 acres) |
| Porch | Porch |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 106351 |
|---|---|
| Street Address | 2 OAK ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 31,328 SQ. FT. 2 OAK STREET CAMBRIDGE |
| Legal Subdivision | GARDEN APARTMENT CORPORATION |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 970702 |
Source: Dorchester County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 OAK ST, CAMBRIDGE, MD 21613-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2008 · Amount on Record |
| Deed Sale | Sep 25, 2008 · Amount on Record |
| Prior Sale | Feb 21, 2002 · Amount on Record |
| Deed Document Number | 200880243 |
| Deed Book / Page | 885 / 77 |
| Record Updated | Oct 29, 2026 |
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,470.00 (+1.94%) Homeowner's exemption | $123,533 (+11.12%) | $128,400 (+6.03%) Land $38,700 Building $89,700 |
| 2025 | $1,442.00 (+11.27%) Homeowner's exemption | ||
| 2023 | $1,296.00 Homeowner's exemption | $111,167 | $121,100 Land $38,700 Building $82,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 7 condo units |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications.
5G (outdoors only) and 4G LTE
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