2 Oak St, #3, Santa Barbara, CA 93103 Property Records

Santa Barbara County property record for 2 Oak St, #3, Santa Barbara, CA 93103

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,494 sqft · built 1981
Lot Size	0.029 acres (1,264 sqft)
Owner	Company Name on File
Tax Bill	$10,357 (2025)
Deeds & Mortgages	Sep 2025 Reverse Mortgage Jan 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`017-430-003`

Property Details

APN / Parcel Number

Primary APN	`017-430-003`
Alternative APN	`01743003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,494 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	1,264 sqft (0.029 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 OAK ST, 3
City	SANTA BARBARA
State	CA
Zip	93103-3539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	CONDO TR 20246 SALINAS PLACE LOT 1
Legal Subdivision	SALINAS PLACE
Legal Tract	20246
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	2
Census Block	2004
Census Tract	806

Owner

2 Oak St, #3 is owned by a company that acquired it in October 2021 and is owner-occupied.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Company Name on File
Mailing Address	2 OAK ST, 3, SANTA BARBARA, CA 93103-3539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jan 23, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 26, 2021	Intrafamily Transfer, Transfer
Oct 26, 2021	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2020	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Nov 3, 2020	Intrafamily Transfer, Transfer · VA Mortgage CLEARPATH LENDING
Apr 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 8, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Nov 3, 2020
Deed Document Number	202174394
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000074394
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK SST #3 3, 3, SANTA BARBARA, CA 93103

Mortgage

Document Number	0000027660
Date	Sep 10, 2025
Instrument	2025-0027660

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST, SANTA BARBARA, CA 93103-3539

Mortgage

Document Number	0000002052
Date	Jan 23, 2025
Instrument	2025-0002052

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 26, 2021
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000074396
Map Reference	MB 98 PG 72&73
Instrument Date	Oct 19, 2021
Instrument	2021-0074396
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 26, 2021
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000074394
Map Reference	MB 98 PG 72&73
Instrument Date	Oct 19, 2021
Instrument	2021-0074394
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539

Mortgage

Document Number	0000074395
Date	Oct 26, 2021
Instrument	2021-0074395

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 3, 2020
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000062879
Instrument Date	Jul 23, 2020
Instrument	62879
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2 OAK ST #3 SANTA BARBARA CA 931033539, 3, SANTA BARBARA, CA 93103-3539

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Nov 3, 2020
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000062877
Map Reference	MB 98 PG 72&73
Instrument Date	Jul 23, 2020
Instrument	2020-0062877
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539

Mortgage

Document Number	0000062878
Date	Nov 3, 2020
Instrument	2020-0062878

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 16, 2018
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000015157
Instrument Date	Apr 13, 2018
Instrument	15157
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 OAK ST SANTA BARBARA CA 931033539, SANTA BARBARA, CA 93103-3539

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 8, 2018
Property Address	2 OAK ST # 3, 3, SANTA BARBARA, CA 93103-3539
Document Number	0000000845
Instrument Date	Apr 10, 2017
Instrument	845
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1990 SANTA BARBARA CA 931021990, SANTA BARBARA, CA 93102-1990

Tax Assessment & Valuation

The 2025 property tax bill for 2 Oak St, #3 was $10,357 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,821 (+2%) Land $468,916 Building $535,905
2025	$10,357.00 Homeowner's exemption Additional exemption filed	$985,120 Land $459,722 Building $525,398
2023	$8,606.00 (+1.76%) Homeowner's exemption Additional exemption filed	$816,000 Land $381,000 Building $435,000
2022	$8,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Oak St, #3 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Nearby Flood Policies	19 units insured incl. 2 condo units
Nearby Flood Claims	2 (1995)
Most Recent Claim	Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Oak St, #3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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