Charles County property record for 2 Oak Rd, Indian Head, MD 20640
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 2,864 sqft · built 2006 |
| Lot Size | 0.281 acres (12,254 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Dec 2010) |
| Tax Bill | $13,622 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-079796 |
| Primary APN | 07-079796 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,864 sqft Gross Area |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,254 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 079796 |
|---|---|
| Street Address | 2 OAK RD |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-1606 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R2 |
| Legal Description | LOT 74B - 0.281 AC TOWN OF INDIAN HEAD KNOTTS SUB |
| Legal Subdivision | TOWN OF INDIAN HEAD |
| Legal Block | 2 |
| Legal Lot Number | 74B |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 850202 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 OAK RD, INDIAN HEAD, MD 20640-1606 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2010 · Amount on Record |
| Deed Sale | Dec 29, 2010 · Amount on Record |
| Prior Sale | Aug 25, 2010 · Amount on Record |
| Deed Document Number | 201042310 |
| Deed Book / Page | 7361 / 77 |
| Transfer Doc | 0000015498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2 OAK RD, INDIAN HEAD, MD 20640-1606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 OAK RD, INDIAN HEAD, MD 20640-1606 |
| Document Number | 0122700486 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 12270/486 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,200 (+15.63%) Land $70,200 Building $331,000 | $401,200 (-2.93%) Land $70,200 Building $331,000 | |
| 2025 | $13,622.00 (+146.2%) | ||
| 2023 | $5,533.00 | $346,967 | $413,300 Land $70,200 Building $343,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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