2 Oak Hill Ter, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 2 Oak Hill Ter, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,238 sqft · built 1923
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$995,000 (Feb 2026)
Tax Bill	$29,209 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554203 89.20-3-52`

Property Details

APN / Parcel Number

Primary APN	`554203 89.20-3-52`
Alternative APN	`55420300221 045 012`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,504 sqft
Upper Floors Area	578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	213 ft deep x 96 ft wide
Porch	Open Porch
Porch Area	638 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 OAK HILL TER
City	OSSINING
State	NY
Zip	10562-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	52.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3001
Census Tract	13401

Owner

2 Oak Hill Ter is owned and occupied by two individuals who bought it in February 2026.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 OAK HILL TER, OSSINING, NY 10562-5106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CLIFFCO MORTGAGE BANKERS
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Oct 10, 2013 · Amount on File
Deed Document Number	20263299
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	0470360591
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 5, 2026
Property Address	2 OAK HILL TER, OSSINING, NY 10562-5106
Document Number	0660293299
Instrument Date	Jan 30, 2026
Instrument	660293299
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	GREAT AMER TITLE AGENCY INC, GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 KING ST, CROTON ON HUDSON, NY 10520-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 OAK HILL TER, OSSINING, NY 10562-5106

Mortgage

Document Number	0660353011
Date	Feb 5, 2026
Instrument	660353011

Lender

Name	CLIFFCO MORTGAGE BANKERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 OAK HILL TER, OSSINING, NY 10562-5106
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572013098
Date	Jul 20, 2017
Instrument	572013098

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 OAK HILL TER, OSSINING, NY 10562-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CETIC TITLE & ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601763737
Date	Jun 25, 2020
Instrument	601763737

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 OAK HILL TER, OSSINING, NY 10562-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CELTIC TITLE & ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601763738
Date	Jun 25, 2020
Instrument	601763738

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2026 property tax bill for 2 Oak Hill Ter was $29,209, up 2,298.1% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,209.00 (+2,298.11%)
2025	$1,218.00	$902,400 (+0.58%) Land $296,500 Building $605,900	$902,400 (+0.58%) Land $296,500 Building $605,900
2024	Additional exemption filed	$897,200 (+8.01%) Land $195,100 Building $702,100	$897,200 (+8.01%) Land $195,100 Building $702,100
2023		$830,700 Land $195,100 Building $635,600	$830,700 Land $195,100 Building $635,600
2020	$25,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Oak Hill Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Oak Hill Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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