2 Oak Ct, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 2 Oak Ct, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,788 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jan 2023)
Tax Bill	$9,120 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00019`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00019`
Alternative APNs	`4800042000800019` `09860`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,020 sqft
Upper Floors Area	1,056 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Built-in
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	09860
Street Address	2 OAK CT
City	SPRING LAKE
State	NJ
Zip	07762-2190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRWAY MEWS PHASE VI UNIT 3 BLDG 28 NIT 1A
Legal Block	42.8
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1003
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3341 ROUND HILL RD, BRANCHBURG, NJ 08876-3323
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2023347
Deed Book / Page	9629 / 4617
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 3, 2023
Property Address	2 OAK CT, SPRING LAKE, NJ 07762-2190
Document Number	0096294617
Book / Page	9629 / 4617
Instrument Date	Dec 8, 2022
Instrument	2023000347
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425A BROMLEY PL, WYCKOFF, NJ 07481-1516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3341 ROUND HILL RD, BRANCHBURG, NJ 08876-3323

Mortgage

Document Number	0096313192
Date	Jan 19, 2023
Book Page	9631/3192
Instrument	2023004389

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,004,500 (+12.79%) Land $799,500 Building $205,000	$1,004,500 (+12.79%) Land $799,500 Building $205,000
2025	$9,120.00 (+15.27%)	$890,600 (+40.25%) Land $687,500 Building $203,100	$890,600 (+40.25%) Land $687,500 Building $203,100
2024	$7,912.00 (+13.69%)
2023		$635,000 Land $434,500 Building $200,500	$635,000 Land $434,500 Building $200,500
2022	$6,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20