2 Oak Bluff Ave, Larchmont, NY 10538 Property Records

Westchester County and Mamaroneck Town property record for 2 Oak Bluff Ave, Larchmont, NY 10538

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 5,750 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,795,000 (Jun 2018)
Tax Bill	$70,308 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553201 7-24-239`

Property Details

APN / Parcel Number

Primary APN	`553201 7-24-239`
Alternative APNs	`320100702402390000000000` `489800`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,750 sqft Living Area
1st Floor Area	2,789 sqft
2nd Floor Area	2,501 sqft
Upper Floors Area	460 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	154 ft deep x 130 ft wide
Garage Type	Mixed
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	489800
Street Address	2 OAK BLUFF AVE
City	LARCHMONT
State	NY
Zip	10538-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12.5-
Legal Block	239
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MAMARONECK
Census Block Group	1
Census Block	1016
Census Tract	7100

Owner

Source: Westchester County and Mamaroneck Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK BLUFF AVE, LARCHMONT, NY 10538-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HSBC BANK USA
Jun 13, 2018	Deed, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Prior Sale	Jan 15, 2016 · Amount on Record
Deed Document Number	2018581503204
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	2 OAK BLUFF AVE, LARCHMONT, NY 10538-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GLOBALSERVE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602333547
Date	Aug 26, 2020
Instrument	602333547

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.9%
Index	1-Year LIBOR
Max Rate	7.9%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 13, 2018
Property Address	2 OAK BLUFF AVE, LARCHMONT, NY 10538-4011
Document Number	0581503204
Instrument Date	Jun 5, 2018
Instrument	581503204
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 OAK BLUFF AVE, 2, LARCHMONT, NY 10538-4011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	50 RIVERSIDE BLVD APT 6A, 6A, NEW YORK, NY 10069-0236

Mortgage

Document Number	0581633599
Date	Jun 13, 2018
Instrument	581633599

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.53%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.53%
Index	1-Year LIBOR
Max Rate	8.53%

Tax Assessment & Valuation

Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mamaroneck Town
Municipality	Larchmont Village
Unified School District	Mamaroneck Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$70,308.00 (+26.58%)
2025	$55,543.00	$3,355,000 (+0.99%) Land $865,000 Building $2,490,000	$3,355,000 (+0.99%) Land $865,000 Building $2,490,000
2024		$3,322,000 (+4.99%) Land $865,000 Building $2,457,000	$3,322,000 (+4.99%) Land $865,000 Building $2,457,000
2023		$3,164,000 Land $865,000 Building $2,299,000	$3,164,000 Land $865,000 Building $2,299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Nearby Flood Policies	96 in force
Nearby Flood Claims	171 (1978–2024)
Claims Outside the SFHA	39 of 171
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Sandy, Nov 2012 · 48 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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