2 Oak Ave, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2 Oak Ave, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 1984
Lot Size	0.28 acres (12,201 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2022)
Tax Bill	$185 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-757-5341-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-5341-8`
Alternative APNs	`30-27-16-48584-000-0020` `271630485840000020` `162730485840000020` `R322190`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,201 sqft (0.28 acres)
Lot Dimensions	81 ft deep x 86 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	133 sqft
Deck Area	600 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	128 sqft
Loading Dock	145 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322190
Street Address	2 OAK AVE
City	PALM HARBOR
State	FL
Zip	34684-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LAKE SHORES ESTS 6TH ADD LOTS 1 & 2
Legal Range	16E
Legal Township	27S
Legal Section	30
Legal Subdivision	LAKE SHORES ESTS 6TH ADD
Legal Tract	48584
Legal Lot Number	1,2
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3014
Census Tract	27204

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OAK AVE, PALM HARBOR, FL 34684-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 26, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage VISIO FINANCIAL SERVICES INC
Apr 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202225971
Deed Book / Page	21905 / 2550
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	0205020779
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 30, 2022
Property Address	2 OAK AVE, PALM HARBOR, FL 34684-1225
Document Number	0219980347
Book / Page	21998 / 347
Map Reference	MB 66 PG 74
Instrument Date	Mar 28, 2022
Instrument	2022100516
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 WEYMOUTH ST, HOLBROOK, MA 02343-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 OAK AVE, PALM HARBOR, FL 34684-1225

Mortgage

Document Number	0219980357
Date	Mar 30, 2022
Book Page	21998/357
Instrument	2022100519

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 26, 2022
Property Address	2 OAK AVE, PALM HARBOR, FL 34684-1225
Document Number	0219052550
Book / Page	21905 / 2550
Map Reference	MB 66 PG 74
Instrument Date	Jan 21, 2022
Instrument	2022025971
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 WEYMOUTH ST, 61, HOLBROOK, MA 02343-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 OAK AVE, PALM HARBOR, FL 34684-1225

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 22, 2020
Property Address	2 OAK AVE, PALM HARBOR, FL 34684-1225
Document Number	0213110068
Book / Page	21311 / 68
Map Reference	MB 66 PG 74
Instrument Date	Dec 14, 2020
Instrument	2020384847
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	VIKING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,565.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 DARTMOUTH AVE N # NN, 2010, SAINT PETERSBURG, FL 33713-8037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 WEYMOUTH ST, HOLBROOK, MA 02343-1534

Mortgage

Document Number	0002131170
Date	Dec 22, 2020
Instrument	21311/70

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 17, 2019
Property Address	2 OAK AVE, PALM HARBOR, FL 34684-1225
Document Number	0205020779
Book / Page	020502 / 000779
Instrument Date	Apr 11, 2019
Instrument	118467
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2 OAK AVE PALM HARBOR FL 346841225, PALM HARBOR, FL 34684-1225

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$185.00 (+8.82%) Veteran's exemption	$598,956 (+6.36%)	$618,982 (+9.92%) Land $341,260 Building $277,722
2024	$170.00 (+0.59%)
2023	$169.00 (-98.16%) Homeowner's exemption	$563,116 (+10.08%)	$563,116 (+10.08%) Land $348,609 Building $214,507
2022	$9,203.00	$511,574	$511,574 Land $341,585 Building $169,989

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	9 (1993–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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