2 Northgate Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 2 Northgate Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 1985
Lot Size	0.713 acres (31,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (May 1990)
Tax Bill	$8,580 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:064 B:0029 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:064 B:0029 L:0`
Alternative APN	`5570`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	4,180 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,073 sqft (0.713 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5570
Street Address	2 NORTHGATE RD
City	IPSWICH
State	MA
Zip	01938-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	29
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1019
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 NORTHGATE RD, IPSWICH, MA 01938-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Apr 13, 2018	Deed of Trust, Mortgage INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 1990 · Amount on Record
Deed Sale	May 8, 1990 · Amount on Record
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	2 NORTHGATE RD, IPSWICH, MA 01938-2608
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40420-106
Date	Oct 27, 2021
Book Page	40420/106
Instrument	20211027002200

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	2 NORTHGATE RD, IPSWICH, MA 01938-2608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36649-306
Date	Apr 13, 2018
Book Page	36649/306
Instrument	180413005030

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,580.00 (+3.94%)	$795,900 (+7.5%) Land $338,200 Building $457,700	$846,217 (-25.69%)
2025	$8,255.00 (+8.56%)	$740,400 (+10.81%) Land $318,900 Building $421,500	$1,138,765
2024	$7,604.00 (+7.42%)	$668,200 (+15.45%) Land $318,500 Building $349,700
2023	$7,079.00	$578,800 Land $244,900 Building $333,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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