2 Northfield St, Duluth, MN 55803 Property Records

St. Louis County property record for 2 Northfield St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,199 sqft · built 1976
Lot Size	0.336 acres (14,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$531,730 (Jun 2026)
Tax Bill	$4,926 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2116-00470`

Property Details

APN / Parcel Number

Primary APN	`010-2116-00470`
Alternative APN	`968491`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,199 sqft Gross Area
1st Floor Area	1,199 sqft
Basement Area	858 sqft
Finished Basement	858 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	14,641 sqft (0.336 acres)
Garage Area	530 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	15 sqft
Deck Area	192 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	968491
Street Address	2 NORTHFIELD ST
City	DULUTH
State	MN
Zip	55803-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:007 SERIAL #
Legal Subdivision	HARTLEY HILLS 4TH ADD
Legal Block	7
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2025
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 24, 2021	Deed of Trust, Mortgage US BANK NA
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	20261102527
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 17, 2026
Property Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941
Document Number	0001102527
Instrument Date	May 29, 2026
Instrument	20261102527
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177,225.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941

Mortgage

Document Number	0001102528,
Date	Jun 17, 2026
Instrument	20261102528

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941

Mortgage

Document Number	0001047267
Date	Sep 24, 2021
Instrument	1047267

Lender

Name	US BANK NA
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2 NORTHFIELD ST, DULUTH, MN 55803-1941
Document Number	00T1027598
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 NORTHFIELD ST DULUTH MN 558031941, DULUTH, MN 55803-1941

Mortgage

Document Number	00T1027598
Date	Aug 18, 2020
Instrument	T1027598

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,926.00 (+9.18%) Homeowner's exemption
2025	$4,512.00 (+2.69%) Homeowner's exemption	$393,100 (+14.74%) Land $42,400 Building $350,700	$393,100 (+14.74%) Land $42,400 Building $350,700
2024	$4,394.00	$342,600 (+16.1%) Land $44,400 Building $298,200	$342,600 (+16.1%) Land $44,400 Building $298,200
2022		$295,100 Land $51,500 Building $243,600	$295,100 Land $51,500 Building $243,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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