2 North St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 2 North St, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,434 sqft · built 1930
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Jun 2026)
Tax Bill	$12,619 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0025 B:0041 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0025 B:0041 L`
Alternative APN	`572`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	4,756 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	572
Street Address	2 NORTH ST
City	TOPSFIELD
State	MA
Zip	01983-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IRA
Legal Subdivision	CLOFFORD R & BEATRICE M BONNEA
Legal Block	41
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	3
Census Block	3017
Census Tract	214100

Owner

2 North St is owned and occupied by two individuals who bought it in June 2026.

Source: Essex County and Topsfield Town records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 NORTH ST, TOPSFIELD, MA 01983-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	202620260622003090
Deed Book / Page	43457 / 197
Transfer Doc	036841-499
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jun 22, 2026
Property Address	2 NORTH ST, TOPSFIELD, MA 01983-1118
Document Number	0000003090
Book / Page	43457 / 197
Instrument Date	Jun 15, 2026
Instrument	20263090
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 NORTH ST, TOPSFIELD, MA 01983-1118

Mortgage

Date	Jun 22, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	2 NORTH ST, TOPSFIELD, MA 01983-1118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039515-180
Date	Feb 10, 2021
Book Page	39515/180
Instrument	20210210004200

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jul 3, 2018
Property Address	2 NORTH ST, TOPSFIELD, MA 01983-1118
Document Number	36841-499
Book / Page	36841 / 499
Instrument	180703003350
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$102.48
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	Jul 3, 2018
Instrument	36841/0502

Lender

Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 North St was $12,619, up 7.2% from the year before.

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,619.00 (+7.16%)	$841,800 (+5.01%) Land $350,100 Building $491,700	$814,340
2024	$11,776.00 (+11.35%)	$801,600 (+15.21%) Land $331,700 Building $469,900
2023	$10,576.00	$695,800 Land $313,200 Building $382,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOPSFIELD WATER DEPARTMENT serves 5,435 people · EPA ID MA3298000
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures