Suffolk County and Smithtown Town property record for 2 Noel Pl, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,336 sqft · built 1954 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $595,000 (Jul 2007) |
| Tax Bill | $16,294 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 72.-1-22 |
| Primary APN | 473489 72.-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,651 sqft |
| 1st Floor Area | 1,283 sqft |
| 2nd Floor Area | 1,053 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | S16200 |
|---|---|
| Street Address | 2 NOEL PL |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-705276 TC-82 *1612 N 110 LOT 23 SMITHTOWN HILLS SEC 1 |
| Legal Subdivision | MAP SECTION ONE SMITHTOWN HILLS |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 134902 |
Source: Suffolk County and Smithtown Town records · APN 473489 72.-1-22
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 NOEL PL, SMITHTOWN, NY 11787-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage FOURLEAF FCU |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL ONE NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2007 · Amount on Record |
| Deed Sale | Jul 06, 2007 · Amount on Record |
| Prior Sale | Apr 08, 2004 · Amount on Record |
| Deed Book / Page | 12512 / 392 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 NOEL PL, SMITHTOWN, NY 11787-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237030807 |
|---|---|
| Date | Dec 26, 2025 |
| Book Page | 23703/807 |
| Name | FOURLEAF FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 337 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 NOEL PL, SMITHTOWN, NY 11787-1708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234180780 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 23418/780 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 NOEL PL, SMITHTOWN, NY 11787-1708 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232880829 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 23288/829 |
| Instrument | DM017781 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 NOEL PL, SMITHTOWN, NY 11787-1708 |
| Document Number | 0228840325 |
| Book / Page | 022884 / 000325 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2 NOEL PL SMITHTOWN NY 117871708, SMITHTOWN, NY 11787-1708 |
| Document Number | 0228840325 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 022884/000325 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 14, 2027 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,772 (+2.06%) Land $440 Building $6,332 | $846,500 (+10,998.73%) Land $55,000 Building $791,500 | |
| 2024 | $16,294.00 | ||
| 2023 | $6,635 Land $440 Building $6,195 | $7,627 Land $506 Building $7,121 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 115 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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