Westerly Town property record for 2 Neowam Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 4,632 sqft · built 1898 |
| Lot Size | 0.56 acres (24,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $23,747 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:179 B:44 |
| Primary APN | WEST M:179 B:44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 4,632 sqft Living Area |
| Gross Area | 10,420 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,400 sqft (0.56 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 23145629 |
|---|---|
| Street Address | 2 NEOWAM AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 44 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:179 B:44
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 NEOWAM AVE, WESTERLY, RI 02891-5718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 04, 2020 | Deed of Trust, Mortgage JOHN P WOOD RET |
| Jun 08, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 NEOWAM AVE, WESTERLY, RI 02891-5718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-17166 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 2025/17166 |
| Instrument | 2025-4132 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 NEOWAM AVE, WESTERLY, RI 02891-5718 |
| Document Number | 2020-3890 |
| Instrument Date | Jul 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 NEOWAM AVE WESTERLY RI 028915718, WESTERLY, RI 02891-5718 |
| Document Number | 2020-3890 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 002020/013890 |
| Instrument | 13890 |
| Name | JOHN P WOOD RET |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 NEOWAM AVE, WESTERLY, RI 02891-5718 |
| Document Number | 2020-744 |
| Instrument Date | Jun 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 NEOWAM AVE WESTERLY RI 028915718, WESTERLY, RI 02891-5718 |
| Document Number | 2020-744 |
|---|---|
| Date | Jun 09, 2020 |
| Book Page | 002020/010744 |
| Instrument | 2471 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $23,747.00 (+21.33%) | $3,339,900 (+64.16%) Land $2,166,400 Building $1,173,500 |
| 2023 | $19,572.00 (+0.63%) | $2,034,500 (-) Land $1,277,000 Building $757,500 |
| 2022 | $19,450.00 | $2,034,500 Land $1,277,000 Building $757,500 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 133 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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