Rockland County and Clarkstown Town property record for 2 Nelson Ln, Congers, NY 10920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,810 sqft · built 1997 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Jul 2021) |
| Tax Bill | $23,114 (2023) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 35.15-1-66.2 |
| Primary APN | 392089 35.15-1-66.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,810 sqft Living Area |
| 1st Floor Area | 2,457 sqft |
| Basement Area | 1,353 sqft |
| Finished Basement | 1,353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 114A35.5 |
|---|---|
| Street Address | 2 NELSON LN |
| City | CONGERS |
| State | NY |
| Zip | 10920-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | HOLT SUB LOT 2 114-A-35.5 |
| Legal Subdivision | JAY HOLT |
| Legal Block | 1 |
| Legal Lot Number | 66.2 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10802 |
Source: Rockland County and Clarkstown Town records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 NELSON LN, CONGERS, NY 10920-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS |
| Jul 28, 2017 | Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA |
| Jul 28, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Jul 25, 2005 · Amount on File |
| Prior Transfer Date | May 2, 2001 |
| Prior Transfer Doc | 0000049325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 27, 2021 |
| Property Address | 2 NELSON LN, CONGERS, NY 10920-1109 |
| Document Number | 0000031451 |
| Map Reference | BK 188 PG 17 MAP 708 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021-00031451 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 TERMAKAY DR, NEW CITY, NY 10956-6434 |
| Document Number | 0000031452 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021-00031452 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 NELSON LN, CONGERS, NY 10920-1109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | RESOLUTION TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000024028 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-00024028 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 28, 2017 |
| Property Address | 2 NELSON LN, CONGERS, NY 10920-1109 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 24029 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | RESOLUTION TITLE AGENCY LLC, RESOLUTION TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2 NELSON LN CONGERS NY 109201109, CONGERS, NY 10920-1109 |
| Document Number | 0000024029 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 24029 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Clarkstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $190,000 (-) Land $34,800 Building $155,200 | $809,199 Land $148,211 Building $660,988 | |
| 2023 | $23,114.00 | $190,000 Land $34,800 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (2005–2022) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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