2 Nates Way, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 2 Nates Way, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,200 sqft · built 2003
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,537 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:097 B:025-B`

Property Details

APN / Parcel Number

Primary APN	`M:097 B:025-B`
Alternative APNs	`YORK M:0097 B:0025-B` `011677` `11677`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	4,976 sqft
1st Floor Area	1,180 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,930 sqft (2.34 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11677
Street Address	2 NATES WAY
City	CAPE NEDDICK
State	ME
Zip	03902-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	PINE LEDGE LOGGING ROAD
Legal Block	25-B
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3014
Census Tract	36004

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 NATES WAY, CAPE NEDDICK, ME 03902-7496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE FUNDING CORP
Apr 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	2 NATES WAY, CAPE NEDDICK, ME 03902-7496
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196830108
Date	Jun 23, 2025
Book Page	19683/108
Instrument	2025019755

Lender

Name	LIGHTHOUSE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	2 NATES WAY, CAPE NEDDICK, ME 03902-7496
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189950527
Date	Apr 6, 2022
Book Page	18995/527
Instrument	2022015387

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	2 NATES WAY, CAPE NEDDICK, ME 03902-7496
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183780208
Date	Sep 15, 2020
Book Page	18378/208
Instrument	2020045413

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,537.00 (+5.54%)	$792,400 (+7.46%) Land $239,400 Building $553,000
2024	$6,194.00 (+7.22%)	$737,400 (+7.85%) Land $239,400 Building $498,000
2023	$5,777.00 (+5.81%)	$683,700 (+7.06%) Land $173,700 Building $510,000	$732,640
2022	$5,460.00	$638,600 Land $173,700 Building $464,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 units insured incl. 95 condo units
Nearby Flood Claims	6 (2007–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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