2 Naples Ct, Sacramento, CA 95831 Property Records

Sacramento County property record for 2 Naples Ct, Sacramento, CA 95831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,247 sqft · built 1996
Lot Size	0.057 acres (2,485 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Sep 1999)
Tax Bill	$3,084 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`031-1480-007-0000`

Property Details

APN / Parcel Number

Primary APN	`031-1480-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,247 sqft Living Area
1st Floor Area	549 sqft
2nd Floor Area	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	2,485 sqft (0.057 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2 NAPLES CT
City	SACRAMENTO
State	CA
Zip	95831-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	VILLA PALAZZO, LOT 7
Legal Subdivision	VILLA PALAZZO
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	4020

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8459 NAPLES CT, SACRAMENTO, CA 95831
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN WEST MTG
Sep 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1999 · Amount on Record
Deed Sale	Sep 2, 1999 · Amount on Record
Prior Sale	Jun 27, 1996 · Amount on Record
Deed Book / Page	990902 / 796
Last Transfer Date	Jul 30, 2010
Transfer Doc	0000000746
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 NAPLES CT, SACRAMENTO, CA 95831-5135
Document Number	2008171304
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8459 ALMANERA LN SACRAMENTO CA 958286676, SACRAMENTO, CA 95828-6676

Mortgage

Document Number	2008171304
Date	Aug 17, 2020
Instrument	2008171304

Lender

Name	AMERICAN WEST MTG
Type	Mortgage Company
Address	LONG BEACH, CA 90803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2 NAPLES CT, SACRAMENTO, CA 95831-5135
Document Number	1809130273
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8459 ALMANERA LN SACRAMENTO CA 958286676, SACRAMENTO, CA 95828-6676

Mortgage

Document Number	1809130273
Date	Sep 13, 2018
Instrument	1809130273

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2038

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$237,913 (+2%) Land $86,210 Building $151,703
2025	$3,084.00 (+1.35%)	$233,249 (+4.04%) Land $84,520 Building $148,729
2024	$3,043.00 (+2.98%)
2023	$2,955.00 (+1.44%)	$224,193 Land $81,239 Building $142,954
2022	$2,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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