Essex County and Andover Town property record for 2 Napier Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,596 sqft · built 1967 |
| Lot Size | 0.957 acres (41,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Sep 2022) |
| Tax Bill | $12,700 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00002 B:00047 L:00000 |
| Primary APN | ANDO M:00002 B:00047 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,596 sqft Living Area |
| Gross Area | 5,329 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,700 sqft (0.957 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 2 NAPIER RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 47 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 254100 |
2 Napier Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 NAPIER RD, ANDOVER, MA 01810-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK |
| Jul 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CARLOS ARZENO |
| Aug 16, 2021 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | Aug 16, 2021 · Amount on File |
| Deed Book / Page | 17570 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 19, 2022 |
| Property Address | 2 NAPIER RD, ANDOVER, MA 01810-1651 |
| Document Number | 017570-123 |
| Book / Page | 17570 / 123 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 21965 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 NAPIER RD, ANDOVER, MA 01810-1651 |
| Document Number | 0000021966 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 21966 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Type Change Date | Oct 1, 2027 |
| Max Rate At Change | 2.75% |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 NAPIER RD, ANDOVER, MA 01810-1651 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017517-119 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 17517/119 |
| Instrument | 17528 |
| Name | CARLOS ARZENO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 16, 2021 |
| Property Address | 2 NAPIER RD, ANDOVER, MA 01810-1651 |
| Document Number | 17083-54 |
| Book / Page | 17083 / 54 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 27347 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 306 W 106TH ST APT 1F, 1F, NEW YORK, NY 10025-9121 |
The 2025 property tax bill for 2 Napier Rd was $12,700, up 6.7% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,700.00 (+6.65%) | $1,016,800 (+9.98%) Land $559,000 Building $457,800 | $1,093,355 |
| 2024 | $11,908.00 (+4.39%) | $924,500 (+10.71%) Land $501,800 Building $422,700 | |
| 2023 | $11,407.00 | $835,100 Land $452,000 Building $383,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Napier Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Napier Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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