2 Naomi Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 2 Naomi Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,448 sqft · built 1987
Lot Size	0.445 acres (19,371 sqft)
Owner	Individual Name on File
Last Sale	$427,500 (Sep 2011)
Tax Bill	$11,878 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00038-08-00003`

Property Details

APN / Parcel Number

Primary APN	`37-00038-08-00003`
Alternative APNs	`3700038000800003` `3700038H00003`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
1st Floor Area	1,296 sqft
Upper Floors Area	1,152 sqft
Basement Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	19,371 sqft (0.445 acres)
Lot Dimensions	149 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	974 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700038H00003
Street Address	2 NAOMI RD
City	OCEAN
State	NJ
Zip	07712-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WAYSIDE FARMS LTD SEC 04
Legal Block	38.8
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2019
Census Tract	806503

Owner

2 Naomi Rd is owned and occupied by an individual who bought it in September 2011.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2 NAOMI RD, OCEAN, NJ 07712-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 8, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2011 · Amount on File
Deed Sale	Sep 6, 2011 · Amount on File
Prior Sale	Jun 21, 1996 · Amount on File
Deed Document Number	201179980
Deed Book / Page	8906 / 1124
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	2 NAOMI RD, OCEAN, NJ 07712-3733
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095233196
Date	Jun 28, 2021
Book Page	9523/3196
Instrument	2021100536

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 8, 2018
Property Address	2 NAOMI RD, OCEAN, NJ 07712-3733
Document Number	0000001831
Book / Page	009266 / 005035
Instrument Date	Dec 18, 2017
Instrument	1831
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 NAOMI RD OCEAN NJ 077123733, OCEAN, NJ 07712-3733

Mortgage

Document Number	1832
Date	Jan 8, 2018
Book Page	009266/005042
Instrument	1832

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Naomi Rd was $11,878, up 10.1% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$872,600 (-0.6%) Land $370,900 Building $501,700	$872,600 (-0.6%) Land $370,900 Building $501,700
2025	$11,878.00 (+10.05%)	$877,900 Land $462,100 Building $415,800	$877,900 Land $462,100 Building $415,800
2024	$10,793.00
2023		$778,000 Land $372,100 Building $405,900	$778,000 Land $372,100 Building $405,900
2022	$10,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Naomi Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1992–2023)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Naomi Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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