Rockland County and Ramapo Town property record for 2 Nancy Ln, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,613 sqft · built 1962 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Last Sale | $319,500 (Jun 2002) |
| Tax Bill | $24,072 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.53-1-26 |
| Primary APN | 392605 50.53-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,613 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,417 sqft |
| Finished Basement | 1,417 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 220 ft deep x 174 ft wide |
| View / Lot | Suburban |
| Patio Area | 114 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00310380000 |
|---|---|
| Street Address | 2 NANCY LN |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ELMWOOD HEIGHTS INC SUB |
| Legal Block | 1 |
| Legal Lot Number | 26.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1099 MADISON AVE, 14, LAKEWOOD, NJ 08701-2656 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 23, 2026 | Bargain and Sale Deed, Transfer |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2002 · Amount on Record |
| Deed Sale | Jun 7, 2002 · Amount on Record |
| Prior Sale | Sep 25, 1995 · Amount on Record |
| Deed Document Number | 20022002-00034302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 2 NANCY LN, SPRING VALLEY, NY 10977-2530 |
| Document Number | 0000032828 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202632828 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 NANCY LN, SPRING VALLEY, NY 10977-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007378 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-00007378 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 NANCY LN, SPRING VALLEY, NY 10977-2530 |
| Document Number | 0000018264 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | JODA ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 13828 78TH DR FLUSHING NY 113673238, FLUSHING, NY 11367-3238 |
| Document Number | 0000018264 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 18264 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $24,072.00 | $52,500 (-) Land $13,300 Building $39,200 | $47,000 (-) |
| 2023 | $52,500 Land $13,300 Building $39,200 | $47,000 Land $11,907 Building $35,093 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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