Ottawa County property record for 2 N Main St, Miami, OK 74354
| Property Type | Bank, Financial Building |
|---|---|
| Details | 5 ba · 6,000 sqft · built 1930 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $15,245 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13670 |
| Primary APN | 13670 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Units | 56 Units |
| Stories | 5 Stories |
| Building Area | 6,000 sqft Total Area |
| Basement Area | 6,000 sqft |
| Unfinished Basement | 6,000 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 13670 |
|---|---|
| Street Address | 2 N MAIN ST |
| City | MIAMI |
| State | OK |
| Zip | 74354-6351 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LTS 19-20, BLK 74 LT 20 DEED N/A ORIGINAL PLAT I |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 30 |
| Legal Subdivision | MIAMI O.P. I |
| Legal Block | 74 |
| Legal Lot Number | 19,20 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 574500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Miami Downtown Historic District listed 2009 · 29 contributing resources · NRIS 09000357 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 850, MIAMI, OK 74355-0850 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Miami City |
| Unified School District | Miami Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,102 (-20.9%) Land $17,100 Building $108,002 | $1,097,386 (-20.89%) Land $150,000 Building $947,386 | |
| 2025 | $15,245.00 (-19.75%) | $158,147 (-20.98%) Land $17,100 Building $141,047 | $1,387,250 (-20.98%) Land $150,000 Building $1,237,250 |
| 2023 | $18,998.00 (+2.69%) | $200,125 (-) Land $17,100 Building $183,025 | $1,755,480 (-) Land $150,000 Building $1,605,480 |
| 2022 | $18,500.00 | $200,125 Land $17,100 Building $183,025 | $1,755,480 Land $150,000 Building $1,605,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1986–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | May 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIAMI serves 13,704 people · EPA ID OK2005813 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile, Verizon.
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