2 N Breakers Row, Apt 41S, Palm Beach, FL 33480 Property Records

Palm Beach County property record for 2 N Breakers Row, Apt 41S, Palm Beach, FL 33480

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,243 sqft · built 1986
Owner	2 Individual Names on File
Last Sale	$7,675,000 (May 2020)
Tax Bill	$121,313 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`50-43-43-23-25-002-0410`

Property Details

APN / Parcel Number

Primary APN	`50-43-43-23-25-002-0410`
Alternative APN	`50434323250020041`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	117 Units
Building Area	3,243 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
View / Lot	Ocean

Location & Zoning

Street Address	2 N BREAKERS ROW, 41S
City	PALM BEACH
State	FL
Zip	33480-3817
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TWO NORTH BREAKERS ROW COND UNIT S-41
Legal Range	43E
Legal Township	43S
Legal Section	23
Legal Subdivision	TWO NORTH BREAKERS ROW CONDO
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	2
Census Block	2001
Census Tract	3512

Owner

2 N Breakers Row, Apt 41S is owned by two individuals who bought it in May 2020.

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 N BREAKERS ROW, S41, PALM BEACH, FL 33480-3817
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Deed Document Number	2020157295
Deed Book / Page	31409 / 575
Prior Transfer Date	Apr 6, 2007
Prior Transfer Doc	0216250324
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 7, 2020
Property Address	2 N BREAKERS ROW APT S41, S41, PALM BEACH, FL 33480-3817
Document Number	0314090575
Book / Page	31409 / 575
Map Reference	MB 4988 PG 846
Instrument Date	May 4, 2020
Instrument	20200157295
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 ROWE ST, 77, AUBURNDALE, MA 02466-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 N BREAKERS ROW # 541, 541, PALM BEACH, FL 33480-4040

Mortgage

Document Number	0031409579
Date	May 7, 2020
Instrument	31409/579

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year LIBOR
Max Rate	7.25%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 28, 2017
Property Address	2 N BREAKERS ROW APT S41, S41, PALM BEACH, FL 33480-3817
Document Number	0295551533
Book / Page	029555 / 001533
Instrument Date	Dec 6, 2017
Instrument	455571
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$47,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	77 ROWE ST AUBURNDALE MA 024661502, AUBURNDALE, MA 02466-1502

Tax Assessment & Valuation

The 2025 property tax bill for 2 N Breakers Row, Apt 41S was $121,313, down 5% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$121,313.00 (-5.03%)	$8,150,000	$8,150,000 Building $8,150,000
2024	$127,733.00 (+4.33%)
2023	$122,428.00 (+3.35%)	$8,844,000 (+2.67%) Building $8,844,000	$8,844,000 (+2.67%) Building $8,844,000
2022	$118,459.00	$8,614,000 Building $8,614,000	$8,614,000 Building $8,614,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 N Breakers Row, Apt 41S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	466 units insured incl. 384 condo units
Nearby Flood Claims	3 (2004–2020)
Most Recent Claim	Oct 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 N Breakers Row, Apt 41S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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