2 N Breakers Row, Apt 21S, Palm Beach, FL 33480 Property Records

Palm Beach County property record for 2 N Breakers Row, Apt 21S, Palm Beach, FL 33480

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 3,243 sqft · built 1986
Owner	2 Trust Names on File
Last Sale	$1,987,650 (Mar 2024)
Tax Bill	$107,485 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`50-43-43-23-25-002-0210`

Property Details

APN / Parcel Number

Primary APN	`50-43-43-23-25-002-0210`
Alternative APN	`50434323250020021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	117 Units
Building Area	3,243 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
View / Lot	Ocean

Location & Zoning

Street Address	2 N BREAKERS ROW, 21S
City	PALM BEACH
State	FL
Zip	33480-4046
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TWO NORTH BREAKERS ROW COND UNIT S-21
Legal Range	43E
Legal Township	43S
Legal Section	23
Legal Subdivision	TWO NORTH BREAKERS ROW CONDO
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	2
Census Block	2001
Census Tract	3512

Owner

2 N Breakers Row, Apt 21S is held in a trust since March 2024.

Source: Palm Beach County records, as of October 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	757 LAKE AVE, GREENWICH, CT 06830-3334
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Mar 13, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Apr 14, 1998 · Amount on File
Deed Document Number	202484895
Deed Book / Page	34882 / 1273
Prior Transfer Date	Feb 29, 2024
Prior Transfer Doc	0348821273
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	Sep 9, 2026
Property Address	2 N BREAKERS ROW, 21S, PALM BEACH, FL 33480-4046
Document Number	0000329211
Book / Page	36780 / 984
Instrument Date	Aug 31, 2026
Instrument	2026329211
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	126 E 56TH ST, NEW YORK, NY 10022-3613

Mortgage

Document Number	0000329211,
Date	Sep 9, 2026
Book Page	36780/984
Instrument	2026329211

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Mar 13, 2024
Property Address	2 N BREAKERS ROW APT S21, S21, PALM BEACH, FL 33480-4046
Document Number	0348821273
Book / Page	34882 / 1273
Instrument Date	Feb 29, 2024
Instrument	20240084895
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	757 LAKE AVE, GREENWICH, CT 06830-3334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 LAKE AVE, GREENWICH, CT 06830-3334

Tax Assessment & Valuation

The 2025 property tax bill for 2 N Breakers Row, Apt 21S was $107,485, down 4.8% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$107,485.00 (-4.83%)	$7,200,000 (-8.86%)	$7,200,000 (-8.86%) Building $7,200,000
2024	$112,939.00 (+4.25%)	$7,900,000 (-) Building $7,900,000	$7,900,000 (-) Building $7,900,000
2023	$108,336.00 (+3.48%)	$7,900,000 (+3%) Building $7,900,000	$7,900,000 (+3%) Building $7,900,000
2022	$104,691.00	$7,670,000 Building $7,670,000	$7,670,000 Building $7,670,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 N Breakers Row, Apt 21S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	466 units insured incl. 384 condo units
Nearby Flood Claims	3 (2004–2020)
Most Recent Claim	Oct 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 N Breakers Row, Apt 21S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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