2 Murray Ln, Cardwell, MT 59721 Property Records

Jefferson County property record for 2 Murray Ln, Cardwell, MT 59721

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,405 sqft · built 2021
Lot Size	5.59 acres (243,805 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,116 (2026)
Deeds & Mortgages	Aug 2021 Construction Loan Apr 2022 Mortgage + 1 more
APN	`R511617`

Property Details

APN / Parcel Number

Primary APN	`R511617`
Alternative APNs	`51-1103-20-4-02-01-0000` `0000000077`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,405 sqft Living Area
1st Floor Area	1,475 sqft
2nd Floor Area	930 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	243,805 sqft (5.59 acres)
Terrain	Wooded
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000000077
Street Address	2 MURRAY LN
City	CARDWELL
State	MT
Zip	59721-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLIGAN CANYON SUB, S20, T02 N, R01 W, LOT 21, ACRES 5.597, COS 222427 F831B
Legal Range	01W
Legal Township	02N
Legal Section	20
Legal Subdivision	MILLIGAN CANYON SUB
Legal Lot Number	21
Jurisdiction	JEFFERSON MT
Township / Civil Division	WHITEHALL
Census Block Group	1
Census Block	1252
Census Tract	962300

Owner

2 Murray Ln is owned and occupied by two individuals who acquired it in May 2022.

Source: Jefferson County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 MURRAY LN, CARDWELL, MT 59721-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
May 3, 2021	Warranty Deed, Transfer MONTANA TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022
Deed Sale	May 6, 2022
Prior Sale	Apr 4, 2022 · Amount on File
Deed Document Number	2022282639
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MT
Property Address	2 MURRAY LN, CARDWELL, MT 59721-9629
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ROCKY MOUNTAIN TITLE, ROCKY MOUNTAIN TTL GUANRATY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279508
Date	Aug 9, 2021
Instrument	279508

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MT
Recording Date	Apr 4, 2022
Property Address	2 MURRAY LN, CARDWELL, MT 59721-9629
Document Number	0000282302
Instrument Date	Apr 1, 2022
Instrument	282302
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2 MURRAY LN, CARDWELL, MT 59721-9629

Mortgage

Document Number	0000282303
Date	Apr 4, 2022
Instrument	282303

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MT
Recording Date	May 3, 2021
Property Address	2 MURRAY LN, CARDWELL, MT 59721-9629
Document Number	0000278289
Map Reference	FO 831B
Instrument Date	May 3, 2021
Instrument	278289
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 STARVIEW DR, THREE FORKS, MT 59752-9100

Tax Assessment & Valuation

The 2026 property tax bill for 2 Murray Ln was $3,116, down 14.8% from the year before.

Source: Jefferson County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Jefferson County
Elementary School District	Three Forks Elementary School District (PK - 08)
Secondary School District	Whitehall High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,116.00 (-14.79%)	$747,300 (-)
2025	$3,657.00	$747,300	$747,300 Land $113,432 Building $633,868
2023	$4,830.00	$717,259	$717,259 Land $96,049 Building $621,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Murray Ln; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Murray Ln is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 40% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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