2 Mugo Rd, Winthrop, WA 98862 Property Records

Okanogan County property record for 2 Mugo Rd, Winthrop, WA 98862

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2 ba · 1,966 sqft · built 1995
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$5,291 (2026)
Deeds & Mortgages	Aug 2007 Mortgage Jan 2008 Line of Credit
APN	`7491860000`

Property Details

APN / Parcel Number

Primary APN	`7491860000`
Alternative APN	`878359`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	634 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2 MUGO RD
City	WINTHROP
State	WA
Zip	98862-8001
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 186 SUN MTN PINE FOREST AREA #1
Legal Range	21
Legal Township	34
Legal Section	20
Legal Subdivision	SUN MTN PINE FOREST AREA #1
Legal Lot Number	186
Jurisdiction	OKANOGAN WA
Township / Civil Division	METHOW VALLEY
Census Block Group	2
Census Block	2076
Census Tract	970900

Owner

Source: Okanogan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 162, WINTHROP, WA 98862-0162
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2007	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK FA
Jan 16, 2008	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 19, 2011
Transfer Doc	0003163614
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	2 MUGO RD, WINTHROP, WA 98862-8001
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003121909
Date	Aug 1, 2007
Instrument	3121909

Lender

Name	WASHINGTON MUTUAL BANK FA
Type	Bank
Address	HENDERSON, NV 89014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6.5%
Type Change Date	Aug 1, 2017
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	11.5%
Index	1-Year LIBOR
Margin	2
Max Rate	11.5%

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	2 MUGO RD, WINTHROP, WA 98862-8001
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003128564
Date	Jan 16, 2008
Instrument	3128564

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Methow Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,291.00	$675,000 (+7.26%) Land $122,000 Building $553,000	$675,000 (+7.26%) Land $122,000 Building $553,000
2023		$629,300 (+25.43%) Land $76,300 Building $553,000	$629,300 (+25.43%) Land $76,300 Building $553,000
2022		$501,700 Land $76,300 Building $425,400	$501,700 Land $76,300 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2006–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 88% of Washington
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE FOREST WATER SYSTEM private · serves 90 people · EPA ID WA5367393
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Methownet Fixed Wireless	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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