Ocean County property record for 2 Mount St, Bay Head, NJ 08742
| Property Type | Single Family Home |
|---|---|
| Details | built 2024 |
| Lot Size | 0.332 acres (14,471 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,500,000 (Jun 2025) |
| Tax Bill | $50,452 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2025 Sale + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 03-00065-0000-00006 |
| Primary APN | 03-00065-0000-00006 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 14,471 sqft (0.332 acres) |
| Lot Dimensions | 273 ft deep x 53 ft wide |
| Street Address | 2 MOUNT ST |
|---|---|
| City | BAY HEAD |
| State | NJ |
| Zip | 08742-5356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 53X273 |
| Legal Subdivision | BAY HEAD |
| Legal Block | 65 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | COUNTY SUBDIVISIONS NOT DEFINED |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 739200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bay Head Historic District listed 2006 · 552 contributing resources · NRIS 05001566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2 Mount St is owned by two individuals who bought it in June 2025.
Source: Ocean County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 PRIVET LN, NEWTOWN, PA 18940-3019 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 30, 2025 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Aug 30, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Aug 30, 2022 · Amount on File |
| Deed Document Number | 202549676 |
| Deed Book / Page | 20055 / 1261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 2 MOUNT ST, BAY HEAD, NJ 08742-5356 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | PEGASUS TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 8 PRIVET LN, NEWTOWN, PA 18940-3019 |
| Investor | Possibly a Property Investor |
| Document Number | 0201410894 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 20141/894 |
| Instrument | 2025074645 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 30, 2025 |
| Property Address | 2 MOUNT ST, BAY HEAD, NJ 08742-5356 |
| Document Number | 0200551261 |
| Book / Page | 20055 / 1261 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025049676 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 BROAD ST, SUMMIT, NJ 07901-5918 |
| Name | Verified Name |
|---|---|
| Address | 8 PRIVET LN, NEWTOWN, PA 18940-3019 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 30, 2022 |
| Property Address | 2 MOUNT ST, BAY HEAD, NJ 08742-5356 |
| Document Number | 0191490165 |
| Book / Page | 19149 / 165 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 2022094726 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $33,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 AVENUE A # 55, 55, NEW YORK, NY 10009-6532 |
| Name | Verified Name |
|---|---|
| Address | 160 BROAD ST, SUMMIT, NJ 07901-5918 |
The 2025 property tax bill for 2 Mount St was $50,452, up 9.4% from the year before.
Source: Ocean County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Unified School District | School District Not Defined (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,565,800 (-) Land $3,181,500 Building $1,384,300 | $4,565,800 (-) Land $3,181,500 Building $1,384,300 | |
| 2025 | $50,452.00 (+9.41%) | $4,565,800 Land $3,181,500 Building $1,384,300 | $4,565,800 Land $3,181,500 Building $1,384,300 |
| 2024 | $46,114.00 | ||
| 2023 | $3,181,500 Land $3,181,500 | $3,181,500 Land $3,181,500 | |
| 2022 | $28,633.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 Mount St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 607 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 619 units insured incl. 12 condo units |
| Nearby Flood Claims | 228 (1992–2024) |
| Claims Outside the SFHA | 24 of 228 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Mount St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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