2 Mount Everest Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 2 Mount Everest Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,086 sqft · built 1997
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (Aug 2018)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A964000045`

Property Details

APN / Parcel Number

Primary APN	`A964000045`
Alternative APN	`4-0033-7282-00-0020.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,086 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,360 sqft
Basement Area	1,308 sqft
Finished Basement	726 sqft
Unfinished Basement	582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A964000045
Street Address	2 MOUNT EVEREST CT
City	O FALLON
State	MO
Zip	63368-6756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINNACLE POINTE #2 LOT 20
Legal Subdivision	PINNACLE POINTE #2
Legal Lot Number	20
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3009
Census Tract	311904

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 30, 2020	Deed of Trust, Mortgage US BK
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Feb 1, 2017	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	2018442050
Deed Book / Page	6958 / 267
Prior Transfer Date	Jun 19, 2006
Prior Transfer Doc	0045170519
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUNT EVEREST CT, O FALLON, MO 63368-6756

Mortgage

Document Number	2021R083444
Date	Oct 6, 2021
Instrument	2021R-083444

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071260664
Date	Aug 20, 2019
Book Page	7126/0664
Instrument	20190820000439670

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Document Number	0000078015
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	ORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MOUNT EVEREST CT O FALLON MO 633686756, O FALLON, MO 63368-6756

Mortgage

Document Number	0000078015
Date	Oct 15, 2020
Instrument	78015

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2018
Property Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Document Number	0069580267
Book / Page	6958 / 0267
Map Reference	MB 32 PG 253
Instrument Date	Aug 2, 2018
Instrument	20180803000442050
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUNT EVEREST CT, O FALLON, MO 63368-6756

Mortgage

Document Number	20180803000442060
Date	Aug 3, 2018
Instrument	20180803000442060

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2017
Property Address	2 MOUNT EVEREST CT, DARDENNE PRAIRIE, MO 63368-6756
Document Number	0066940625
Book / Page	006694 / 000625
Instrument Date	Jan 30, 2017
Instrument	70720
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MOUNT EVEREST CT DARDENNE PRAIRIE MO 633686756, DARDENNE PRAIRIE, MO 63368-6756

Mortgage

Document Number	66940627
Date	Feb 1, 2017
Book Page	006694/000627
Instrument	70730

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+6.02%)	$55,135 (+9.09%)	$290,182 (+9.09%) Land $60,000 Building $230,182
2024	$3,275.00
2023		$50,539
2022			$265,996 Land $45,000 Building $220,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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