2 Morningside Dr, Jacksonville, IL 62650 Property Records

Morgan County property record for 2 Morningside Dr, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2026)
Tax Bill	$2,230 (2022)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-403-012`

Property Details

APN / Parcel Number

Primary APN	`08-13-403-012`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Location & Zoning

Street Address	2 MORNINGSIDE DR
City	JACKSONVILLE
State	IL
Zip	62650-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE HIGHLANDER HEIGHTS 4TH ADDN LT 32 LT 70FT X 100FT DOC-492625 3-30-00 75,000
Legal Range	11W
Legal Township	15N
Legal Section	13
Legal Subdivision	HIGHLANDER HEIGHT
Legal Lot Number	32
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 10
Census Block Group	1
Census Block	1011
Census Tract	951900

Owner

Source: Morgan County records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK
Sep 20, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit JACKSONVILLE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Jul 5, 2016 · Amount on Record
Deed Document Number	2026660577
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jul 1, 2026
Property Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017
Document Number	0000660577
Instrument Date	Jul 1, 2026
Instrument	2026660577
Transaction Type	Construction Loan
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017

Mortgage

Document Number	0000660578,
Date	Jul 1, 2026
Instrument	2026660578

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2027

Interest

Rate	6.38%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Sep 20, 2022
Property Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017
Document Number	0000644355
Instrument Date	Sep 16, 2022
Instrument	644355
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017

Mortgage

Document Number	0000644356
Date	Sep 20, 2022
Instrument	644356

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017
Transaction Type	Mortgage
Record Updated	Jun 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	626376
Date	May 3, 2019
Instrument	626376

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	2 MORNINGSIDE DR, JACKSONVILLE, IL 62650-1017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 617393
Date	Jun 13, 2017
Instrument	617393

Lender

Name	JACKSONVILLE SAVINGS BANK
Type	Bank
Address	JACKSONVILLE, IL 62650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,270 (+13.93%) Land $4,000 Building $30,270	$102,810 (+13.93%) Land $12,000 Building $90,810
2023		$30,080 (+2.28%) Land $4,000 Building $26,080	$90,240 (+2.28%) Land $12,000 Building $78,240
2022	$2,230.00 (+1.87%) Homeowner's exemption	$29,410 Land $4,000 Building $25,410	$88,230 Land $12,000 Building $76,230
2021	$2,189.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Illinois Net.

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