Bergen County and Rutherford Borough property record for 2 Montross Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,648 sqft · built 1920 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Feb 2018) |
| Tax Bill | $12,726 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00087-0000-00028 |
| Primary APN | 56-00087-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,648 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Garage Type | Detached |
| Street Address | 2 MONTROSS AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 49X100 |
| Legal Block | 87 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 51100 |
2 Montross Ave is owned and occupied by an individual who bought it in February 2018.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 MONTROSS AVE, RUTHERFORD, NJ 07070-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 7, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on File |
| Deed Sale | Feb 7, 2018 · Amount on File |
| Prior Sale | Nov 27, 2002 · Amount on File |
| Deed Document Number | 201818-010082 |
| Deed Book / Page | 2858 / 1837 |
| Prior Transfer Date | Jul 27, 2000 |
| Prior Transfer Doc | 0000099722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 MONTROSS AVE, RUTHERFORD, NJ 07070-1106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045200456 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 4520/456 |
| Instrument | 2022001294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Dec 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 MONTROSS AVE, RUTHERFORD, NJ 07070-1106 |
| Document Number | 0036120920 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 MONTROSS AVE RUTHERFORD NJ 070701106, RUTHERFORD, NJ 07070-1106 |
| Document Number | 0036120920 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 003612/000920 |
| Instrument | 20054126 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2030 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 7, 2018 |
| Property Address | 2 MONTROSS AVE, RUTHERFORD, NJ 07070-1106 |
| Document Number | 0028581837 |
| Book / Page | 002858 / 001837 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 MONTROSS AVE RUTHERFORD NJ 070701106, RUTHERFORD, NJ 07070-1106 |
| Document Number | 28581842 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 002858/001842 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2033 |
The 2025 property tax bill for 2 Montross Ave was $12,726, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,700 (-) Land $255,400 Building $142,300 | $397,700 (-) Land $255,400 Building $142,300 | |
| 2025 | $12,726.00 (+2.53%) | $397,700 Land $255,400 Building $142,300 | $397,700 Land $255,400 Building $142,300 |
| 2024 | $12,412.00 | ||
| 2023 | $397,700 Land $255,400 Building $142,300 | $397,700 Land $255,400 Building $142,300 | |
| 2022 | $11,807.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Montross Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1992–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2 Montross Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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