Essex County and Andover Town property record for 2 Monarch Ln, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,226 sqft · built 2018 |
| Lot Size | 0.703 acres (30,631 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Nov 2018) |
| Tax Bill | $20,361 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Aug 2019 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00119 B:00293 L:00000 |
| Primary APN | ANDO M:00119 B:00293 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,226 sqft Living Area |
| Gross Area | 5,340 sqft |
| Basement Area | 1,780 sqft |
| Unfinished Basement | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,631 sqft (0.703 acres) |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 MONARCH LN |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | PLAN 103621 |
| Legal Block | 293 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 254301 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Nov 1, 2018 | Quit Claim Deed, Transfer ONE WEST BANK FSB |
| Jun 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 7, 2018 | Quit Claim Deed, Mortgage SALEM FIVECTS SVGS BK |
| Jun 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on Record |
| Deed Sale | Nov 1, 2018 · Amount on Record |
| Prior Sale | Jun 7, 2018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000124455 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 124455 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000120504 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 120504 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Nov 1, 2018 |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Document Number | 0000118949 |
| Instrument | 118949 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Nov 1, 2018 |
|---|
| Name | ONE WEST BANK FSB |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 7, 2018 |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Document Number | 0000118069 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 118069 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 483 NORTH ANDOVER MA 018450483, NORTH ANDOVER, MA 01845-0483 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 7, 2018 |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Document Number | 15504-119 |
| Book / Page | 015504 / 000119 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 13059 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 483 NORTH ANDOVER MA 018450483, NORTH ANDOVER, MA 01845-0483 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 7, 2018 |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Book / Page | 015504 / 000164 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 118070 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 483 NORTH ANDOVER MA 018450483, NORTH ANDOVER, MA 01845-0483 |
| Document Number | 15504-164 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 015504/000164 |
| Instrument | 13064 |
| Name | SALEM FIVECTS SVGS BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Number | 15504-198, |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 015504/000198 |
| Instrument | 13066 |
| Name | ANNE MATTISON |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jun 7, 2018 |
| Property Address | 2 MONARCH LN, ANDOVER, MA 01810-4073 |
| Document Number | 15504-126 |
| Book / Page | 015504 / 000126 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 13060 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 483 NORTH ANDOVER MA 018450483, NORTH ANDOVER, MA 01845-0483 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,361.00 (+1.19%) | $1,630,200 (+4.35%) Land $664,700 Building $965,500 | $1,595,715 |
| 2024 | $20,121.00 (+6.3%) | $1,562,200 (+12.74%) Land $641,600 Building $920,600 | |
| 2023 | $18,929.00 | $1,385,700 Land $548,400 Building $837,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1987–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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