2 Misty Trl, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 2 Misty Trl, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,051 sqft · built 1999
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$49,900 (Sep 1999)
Tax Bill	$11,927 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`COM-0012464`

Property Details

APN / Parcel Number

Primary APN	`COM-0012464`
Alternative APNs	`264200 094.02-1-15.701` `42000940200001015701`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,051 sqft Living Area
1st Floor Area	1,473 sqft
2nd Floor Area	1,114 sqft
Upper Floors Area	464 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	83,635 sqft (1.92 acres)
Lot Width	354 ft Width
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	COM-0012464
Street Address	2 MISTY TRL
City	WEBSTER
State	NY
Zip	14580-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	L45 T13 R4 LOT 1 SCENIC TRAIL SUB
Legal Subdivision	SCENIC TRAIL SUBDIVISION
Legal Block	1
Legal Lot Number	15.701
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1020
Census Tract	11506

Owner

2 Misty Trl is owned and occupied by an individual who bought it in September 1999.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 MISTY TRL, WEBSTER, NY 14580-9373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 1999 · Amount on File
Deed Sale	Sep 16, 1999 · Amount on File
Prior Sale	Sep 16, 1999 · Amount on File
Deed Book / Page	9215 / 202
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2 MISTY TRL, WEBSTER, NY 14580-9373
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	NOT AVAILABLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MISTY TRL, WEBSTER, NY 14580-9373

Mortgage

Document Number	0000000884
Date	Jun 1, 2023
Book Page	30312/460
Instrument	202306010884

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2 MISTY TRL, WEBSTER, NY 14580-9373
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MISTY TRL, WEBSTER, NY 14580-9373

Mortgage

Document Number	0000000613
Date	Oct 22, 2021
Book Page	29531/613
Instrument	202110220137

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2 MISTY TRL, WEBSTER, NY 14580-9373
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MISTY TRL, WEBSTER, NY 14580-9373

Mortgage

Document Number	0000000020
Date	Mar 17, 2021
Book Page	29093/20
Instrument	202103170233

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	2 MISTY TRL, WEBSTER, NY 14580-9373
Document Number	0000000795
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MISTY TRL WEBSTER NY 145809373, WEBSTER, NY 14580-9373

Mortgage

Document Number	0000000795
Date	Mar 19, 2020
Book Page	028432/000415
Instrument	795

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2 Misty Trl was $11,927, up 15.5% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,927.00 (+15.54%)
2025	$10,323.00	$432,500 Land $101,400 Building $331,100	$576,700 Land $135,208 Building $441,492
2023		$432,500 (-) Land $101,400 Building $331,100	$460,100 (+6.38%) Land $107,871 Building $352,229
2022		$432,500 Land $101,400 Building $331,100	$432,500 Land $101,400 Building $331,100
2021	$12,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Misty Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Misty Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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