Middlesex County and Melrose City property record for 2 Mill Rd, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,652 sqft · built 1931 |
| Lot Size | 0.137 acres (5,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2022) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0G6 P:0000069 |
| Primary APN | MELR M:0G6 P:0000069 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,914 sqft |
| Basement Area | 918 sqft |
| Unfinished Basement | 643 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,946 sqft (0.137 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 2 MILL RD |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 336300 |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 MILL RD, MELROSE, MA 02176-5804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Feb 6, 2023 | Deed of Trust, Mortgage · ARM UNITED NATIONS FCU |
| Oct 5, 2022 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Deed Book / Page | 80796 / 345 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 MILL RD, MELROSE, MA 02176-5804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 082345-584 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 82345/584 |
| Instrument | 147093 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 2 MILL RD, MELROSE, MA 02176-5804 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 081228-367 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 81228/367 |
| Instrument | 13137 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Mar 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Oct 5, 2022 |
| Property Address | 2 MILL RD, MELROSE, MA 02176-5804 |
| Document Number | 080796-345 |
| Book / Page | 80796 / 345 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 150310 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 MILL RD, MELROSE, MA 02176-5804 |
| Document Number | 0000150311 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 150311 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (-98.96%) | $635,700 (+5.91%) Land $422,900 Building $212,800 | $926,820 |
| 2024 | $5,960.00 (+1.71%) | $600,200 (+6.72%) Land $395,600 Building $204,600 | |
| 2023 | $5,860.00 | $562,400 Land $368,300 Building $194,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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