2 Mill Dr, Orwell, NY 13426 Property Records

Oswego County and Orwell Town property record for 2 Mill Dr, Orwell, NY 13426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,499 sqft · built 1910
Lot Size	0.462 acres (20,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Mar 2022)
Tax Bill	$2,675 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354000 062.02-04-16.2`

Property Details

APN / Parcel Number

Primary APN	`354000 062.02-04-16.2`
Alternative APN	`400006200200040162000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,499 sqft Living Area
1st Floor Area	1,159 sqft
2nd Floor Area	340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	20,162 sqft (0.462 acres)
Lot Dimensions	155 ft deep x 129 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2 MILL DR
City	ORWELL
State	NY
Zip	13426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 054-002-000
Legal Subdivision	11TH TOWNSHIP OF CONSTABLES PURCHASE
Legal Block	4
Legal Lot Number	16.200
Jurisdiction	OSWEGO NY
Township / Civil Division	ORWELL
Census Block Group	2
Census Block	2020
Census Tract	20101

Owner

Source: Oswego County and Orwell Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MILL DR, ORWELL, NY 13426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICU CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	20222536
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	2 MILL DR, ORWELL, NY 13426
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000069
Date	Jan 3, 2018
Instrument	R-2018-000069

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 15, 2022
Property Address	2 MILL DR, ORWELL, NY 13426
Document Number	0000002536
Instrument Date	Jan 25, 2022
Instrument	R-2022-002536
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	OSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT PAM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22043 FREEDOM DR, CARTHAGE, NY 13619-6403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 MILL DR, ORWELL, NY 13426

Mortgage

Document Number	0000002537
Date	Mar 15, 2022
Instrument	R-2022-002537

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Oswego County and Orwell Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Orwell Town
Unified School District	Sandy Creek Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,675.00 (+0.19%)
2025	$2,670.00	$73,000 (-) Land $10,000 Building $63,000	$121,667 (+21.67%) Land $16,667 Building $105,000
2023		$73,000 Land $10,000 Building $63,000	$100,000 Land $13,699 Building $86,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORWELL WD serves 150 people · EPA ID NY3704360
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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