2 Merle Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2 Merle Ct, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,654 sqft · built 1998
Lot Size	0.028 acres (1,200 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Sep 2002)
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-90084916`

Property Details

APN / Parcel Number

Primary APN	`06-000-90084916`
Alternative APNs	`6-000-90084916` `00090084916`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,654 sqft Living Area
1st Floor Area	694 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,200 sqft (0.028 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00090084916
Street Address	2 MERLE CT
City	ANNAPOLIS
State	MD
Zip	21401-4242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 2 MERLE COURT
Legal Subdivision	MERLE COURT
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2023
Census Tract	706500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 MERLE CT, ANNAPOLIS, MD 21401-4242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2002 · Amount on Record
Deed Sale	Sep 16, 2002 · Amount on Record
Prior Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	200212599
Deed Book / Page	11849 / 675
Transfer Doc	0176160365
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2 MERLE CT, ANNAPOLIS, MD 21401-4242
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	REALTY TITLE OF TYSONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348420493
Date	Jul 2, 2020
Book Page	34842/493

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,600 (+8.29%) Land $100,000 Building $174,600	$274,600 (-) Land $100,000 Building $174,600
2025	$3,403.00 (+6.08%) Homeowner's exemption	$253,567 (+19.89%)	$274,600 (+29.83%) Land $100,000 Building $174,600
2024	$3,208.00 (+6.83%)
2023	$3,003.00 Homeowner's exemption	$211,500 Land $80,000 Building $131,500	$211,500 Land $80,000 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20