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2 Merganser Ln, Key West, FL 33040 Property Records

Monroe County property record for 2 Merganser Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 950 sqft · built 1995
Lot Size0.056 acres (2,437 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Nov 2025)
Tax Bill$3,296 (2024)
Deeds & MortgagesNov 2025 Sale
Nov 2018 Sale
Flood ZoneZone AE (high risk)
APN00072081-000101

Property Details

APN / Parcel Number

Primary APN00072081-000101
Alternative APNs
  • 26672500072081000101
  • 8876254

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area950 sqft Living Area
1st Floor Area780 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,437 sqft (0.056 acres)
PorchFlorida Room
Porch Area456 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8876254
Street Address2 MERGANSER LN
CityKEY WEST
StateFL
Zip33040-4364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionTOWNHOME UNIT 5 AND LOT 5RY KEY WEST GOLF CLUB DEVELOPMENT OR1377-750/825DEC OR1383-1605/07 OR2005-1257/61 OR2115-758/61 OR2727-1970/72 OR2818-1885/88 OR2937-1382
Legal Range25E
Legal Township67S
Legal Section26
Legal SubdivisionSTOCK ISLAND
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1024
Census Tract971900

Owner

2 Merganser Ln is owned and occupied by an individual who bought it in November 2025.

Source: Monroe County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address2 MERGANSER LN, KEY WEST, FL 33040-4364
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Warranty Deed, Transfer
UNKNOWN, THE CLOSING DEPARTMENT INC
Nov 26, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2025 · Amount on File
Deed SaleNov 14, 2025 · Amount on File
Prior SaleOct 4, 2016 · Amount on File
Deed Document Number20252522257
Deed Book / Page3353 / 1751
Prior Transfer DateNov 26, 2018
Prior Transfer Doc0029371382
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 14, 2025
Property Address2 MERGANSER LN, KEY WEST, FL 33040-4364
Document Number0033531751
Book / Page3353 / 1751
Map ReferenceMB 1377 PG 750
Instrument DateOct 29, 2025
Instrument2522257
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyUNKNOWN, THE CLOSING DEPARTMENT INC

Transaction

AmountAmount on Record
Tax$4,445.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3344 WOLF TAIL LOOP NE, RIO RANCHO, NM 87144-7887

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MERGANSER LN, KEY WEST, FL 33040-4364

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 26, 2018
Property Address2 MERGANSER LN, KEY WEST, FL 33040-4364
Document Number0029371382
Book / Page002937 / 001382
Instrument DateNov 20, 2018
Instrument2195574
Transaction TypeTransfer
Record UpdatedJan 10, 2019

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MERGANSER LN KEY WEST FL 330404364, KEY WEST, FL 33040-4364

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$394,536$564,313 Land $384,680 Building $179,633
2024$3,296.00 (+1.95%)
2023$3,233.00 (+4.63%) Homeowner's exemption$372,250 (+3%)$618,402 (+33.12%) Land $472,875 Building $145,527
2022$3,090.00 Homeowner's exemption$361,408$464,543 Land $315,250 Building $149,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Merganser Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 532 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies721 units insured
incl. 189 condo units
Nearby Flood Claims473 (1980–2026)
Claims Outside the SFHA3 of 473
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Wilma, Oct 2005 · 274 claims
  • Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Merganser Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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