Middlesex County and Dracut Town property record for 2 Melody Ln, Dracut, MA 01826 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,312 sqft · built 1996 |
| Lot Size | 0.926 acres (40,355 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Aug 2018) |
| Tax Bill | $7,031 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Jul 2024 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:6 B:5 L:2 |
| Primary APN | DRAC M:6 B:5 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 5,332 sqft |
| 1st Floor Area | 1,376 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,355 sqft (0.926 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 2 MELODY LN |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 314302 |
Source: Middlesex County and Dracut Town records · APN DRAC M:6 B:5 L:2
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 09, 2023 | Deed of Trust, Mortgage · Line of Credit MALDEN FEDERAL CREDIT UNION |
| Jul 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MALDEN FEDERAL CREDIT UNION |
| Sep 16, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jul 12, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Aug 14, 2018 | Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Oct 18, 1996 · Amount on Record |
| Deed Book / Page | 32325 / 297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038173-184 |
|---|---|
| Date | Nov 09, 2023 |
| Book Page | 38173/184 |
| Instrument | 33298 |
| Name | MALDEN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 038610-246 |
|---|---|
| Date | Jul 12, 2024 |
| Book Page | 38610/246 |
| Instrument | 20200 |
| Name | MALDEN FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34629-277 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 34629/277 |
| Instrument | 44730 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33142-228 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 33142/228 |
| Instrument | 27904 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Aug 14, 2018 |
| Property Address | 2 MELODY LN, DRACUT, MA 01826-1548 |
| Document Number | 32325-297 |
| Book / Page | 032325 / 000297 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 35174 |
| Transaction Type | Transfer |
| Record Updated | Sep 04, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,462.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 MELODY LN DRACUT MA 018261548, DRACUT, MA 01826-1548 |
| Document Number | 32326-1 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 032326/000001 |
| Instrument | 35175 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,031.00 (+1.11%) | $694,800 (+4.4%) Land $229,100 Building $465,700 | $701,290 (-5.89%) |
| 2024 | $6,954.00 (+3.13%) | $665,500 (+14.29%) Land $218,300 Building $447,200 | $745,180 |
| 2023 | $6,743.00 | $582,300 Land $189,900 Building $392,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173143022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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