2 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1995
Square Footage	1,604 sqft Living Area
Lot Size	10,018 sqft (0.23 acres)
Garage	Carport, 308 sqft
Last Sale	$407,500 (2024)
Tax Bill	$5,140.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0650-0001-0630`
Alternative APNs	`263001065000010630` `80752`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,604 sqft Living Area
Gross Area	2,080 sqft Gross Area
1st Floor	1,176 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,018 sqft (0.23 acres)
Depth X Width	100 ft x 100 ft Depth x Width
Garage Type	Carport Garage
Garage Area	308 sqft Garage
Carport	Carport
Carport Area	308 sqft Carport
Porch Area	428 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2 MASSACHUSETTS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2359
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD BLVD LOTS PB B PG 061 LOT 63 LESS S 200 FT
Legal Subdivision	LAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract	650
Legal Lot Number	63
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1004
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0630

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 PARK AVE, WORCESTER, MA 01609-2256
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 31, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 31, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 31, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Mar 31, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2024 · Amount on Record
Deed Sale	May 31, 2024 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Doc Number	202471806
Deed Book / Page	6609 / 1479
Prior Transfer Date	Nov 22, 1999
Prior Transfer Doc	1677001126
Record Refreshed	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 27, 2023
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0064962738
Book / Page	6496 / 2738
Map Reference	MB B PG 61
Instrument Date	Oct 26, 2023
Instrument	2023142267
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	SILVER STAR TITLE LLC, SILVER SEA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2334 E JOY DR, SAN TAN VALLEY, AZ 85140-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

Mortgage

Document Number	0064962741
Date	Oct 27, 2023
Instrument	6496/2741

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242918
Book / Page	5924 / 2918
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048362
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3527 W 116TH ST, 3527, CHICAGO, IL 60655-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242919
Book / Page	5924 / 2919
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048363
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 W WILLOW AVE, 224, WHEATON, IL 60187-5239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242917
Book / Page	5924 / 2917
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048361
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	61 TINTAMARRE DR, 61, SAINT AUGUSTINE, FL 32092-5426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242916
Book / Page	5924 / 2916
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048360
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2620 W 101ST ST, 2620, CHICAGO, IL 60655-1044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242915
Book / Page	5924 / 2915
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048359
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5841 CHARLESTON CT, HANOVER PARK, IL 60133-5209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

Mortgage

Document Number	0059242921
Date	Mar 31, 2021
Instrument	5924/2921

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2021
Property Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359
Document Number	0059242920
Book / Page	5924 / 2920
Map Reference	MB B PG 61-64
Instrument Date	Mar 26, 2021
Instrument	2021048364
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MONTANA AVE, SAINT CLOUD, FL 34769-2181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2359

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,765.00 (+12.16%)	$321,900 (+11.85%) Land $76,500 Building $245,400	$321,900 (+11.85%) Land $76,500 Building $245,400
2024	$5,140.00 (+94.48%)	$287,800 (+52.32%) Land $76,500 Building $211,300	$287,800 (+18%) Land $76,500 Building $211,300
2023	$2,643.00 (+3.81%) Homeowner's exemption	$188,948 (+3%)	$243,900 (+15.98%) Land $76,500 Building $167,400
2022	$2,546.00 Homeowner's exemption	$183,445	$210,300 Land $72,200 Building $138,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Massachusetts Ave

Nearby Streets

Search Property Records by Address or Parcel Number