2 Martin Ln, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 2 Martin Ln, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,886 sqft · built 1981
Lot Size	4.21 acres (183,431 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,225 (2026)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`U-1 0046-3`

Property Details

APN / Parcel Number

Primary APN	`U-1 0046-3`
Alternative APNs	`STOW M:000U-1 P:046-3` `M:000U=1 P:046 =3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	1,070 sqft
Attic	Attic
Attic Area	552 sqft
Basement Area	1,070 sqft
Unfinished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	183,431 sqft (4.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	U-1 0046-3
Street Address	2 MARTIN LN
City	STOW
State	MA
Zip	01775-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	BOONE HILL
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	2
Census Block	2022
Census Tract	323101

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MARTIN LN, STOW, MA 01775-1575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2004
Deed Sale	Sep 23, 2004
Deed Document Number	2004247531
Deed Book / Page	43766 / 291
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	2 MARTIN LN, STOW, MA 01775-1575
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77580-172
Date	Apr 22, 2021
Book Page	77580/172
Instrument	90908

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	2 MARTIN LN, STOW, MA 01775-1575
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73720-66
Date	Nov 26, 2019
Book Page	73720/66
Instrument	186217

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,225.00 (+14.54%)	$796,000 (+11.66%) Land $421,000 Building $375,000	$734,134 (-6.1%)
2025	$12,419.00 (-4.23%)	$712,900 (-6.7%) Land $400,800 Building $312,100	$781,850
2024	$12,967.00 (+20.04%)	$764,100 (+28.25%) Land $420,600 Building $343,500
2023	$10,802.00	$595,800 Land $293,300 Building $302,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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