Berks County property record for 2 Margaret Dr, Reading, PA 19609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,995 sqft · built 1951 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $140,000 (Jul 2017) |
| Tax Bill | $1,533 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4396-06-38-5323 |
| Primary APN | 4396-06-38-5323 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,995 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 1,995 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 96970428 |
|---|---|
| Street Address | 2 MARGARET DR |
| City | READING |
| State | PA |
| Zip | 19609-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WYOMISSING MANOR |
| Legal Block | 38 |
| Legal Lot Number | 59 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WYOMISSING |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11000 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 MARGARET DR, READING, PA 19609-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit THE VICTORY BANK |
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE AMERICA |
| Jul 27, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Deed Document Number | 201727251 |
| Prior Transfer Date | Jul 26, 2017 |
| Prior Transfer Doc | 0000027251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2 MARGARET DR, READING, PA 19609-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040314 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025040314 |
| Name | THE VICTORY BANK |
|---|---|
| Type | Bank |
| Address | 548 N LEWIS RD, LIMERICK, PA 19468 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2 MARGARET DR, READING, PA 19609-1716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045079 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017045079 |
| Name | MORTGAGE AMERICA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 27, 2017 |
| Property Address | 2 MARGARET DR, READING, PA 19609-1716 |
| Document Number | 0000027251 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 27251 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 N CHURCH ST MOHNTON PA 195401708, MOHNTON, PA 19540-1708 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Wyomissing Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,533.00 (+13.98%) | $97,900 (-) Land $29,900 Building $68,000 | $29,900 (-69.46%) Land $29,900 |
| 2024 | $1,345.00 | $97,900 Land $29,900 Building $68,000 | |
| 1994 | $97,900 Land $29,900 Building $68,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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