Kossuth County property record for 2 Maple St N, Lu Verne, IA 50560
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,232 sqft · built 1974 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,500 (Feb 2005) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-31-386-007 |
| Primary APN | 28-31-386-007 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 632 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2 MAPLE ST N |
|---|---|
| City | LU VERNE |
| State | IA |
| Zip | 50560-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 1 EIGHMEYS ADD |
| Legal Subdivision | EIGHMYS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | LU VERNE |
| Census Block Group | 3 |
| Census Block | 3204 |
| Census Tract | 950200 |
2 Maple St N is owned and occupied by an individual who bought it in February 2005.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 MAPLE ST N, LU VERNE, IA 50560-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2005 · Amount on File |
| Deed Sale | Feb 11, 2005 · Amount on File |
| Deed Document Number | 2005447 |
| Deed Book / Page | 2005 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 2 MAPLE ST N, LU VERNE, IA 50560-8700 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1558 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 2022/1558 |
| Instrument | 2022 1558 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2 Maple St N was $1,426 with a homeowner's exemption, up 40.1% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Kossuth County |
| Municipality | Lu Verne City |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (+40.08%) Homeowner's exemption | $108,475 Land $2,840 Building $105,635 | |
| 2024 | $1,018.00 | ||
| 2023 | $75,763 Land $2,840 Building $72,923 | $75,763 Land $2,840 Building $72,923 | |
| 2021 | $668.00 | $108,475 Land $2,840 Building $105,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Maple St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 14, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 Maple St N is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LU VERNE WATER SUPPLY serves 258 people · EPA ID IA5551006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fixed Wireless | 500 / 50 |
| Starlink Satellite | 280 / 30 |
| Router12 Networks Cable | 200 / 50 |
May also be available: Nextlink.
4G LTE (outdoors only), no 5G reported
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