Bergen County and Montvale Borough property record for 2 Main St, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 1,980 sqft · built 1970 |
| Lot Size | 0.203 acres (8,838 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (Sep 2022) |
| Tax Bill | $11,239 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01508-0000-00013 |
| Primary APN | 36-01508-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,980 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 8,838 sqft (0.203 acres) |
| Lot Dimensions | 85 ft deep x 104 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001281 |
|---|---|
| Street Address | 2 MAIN ST |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-2211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 104X85 |
| Legal Block | 1508 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Aug 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Oct 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on Record |
| Deed Sale | Sep 6, 2022 · Amount on Record |
| Prior Sale | Aug 6, 2002 · Amount on Record |
| Deed Document Number | 202288105 |
| Deed Book / Page | 4798 / 369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2022 |
| Property Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Document Number | 0047980369 |
| Book / Page | 4798 / 369 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022088105 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | PTRS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 HOLDRUM CT, 3, MONTVALE, NJ 07645-1146 |
| Name | Verified Name |
|---|---|
| Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Document Number | 2022088106 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022088106 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0026941776 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 02694/1776 |
| Instrument | 17-060990 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Document Number | 0033171209 |
| Instrument Date | Jul 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2 MAIN ST MONTVALE NJ 076452211, MONTVALE, NJ 07645-2211 |
| Document Number | 0033171209 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 003317/001209 |
| Instrument | 51803 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 MAIN ST, MONTVALE, NJ 07645-2211 |
| Document Number | 0030910584 |
| Instrument Date | Oct 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 2 MAIN ST MONTVALE NJ 076452211, MONTVALE, NJ 07645-2211 |
| Document Number | 0030910584 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 003091/000584 |
| Instrument | 76162 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2048 |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,400 (-) Land $231,600 Building $208,800 | $440,400 (-) Land $231,600 Building $208,800 | |
| 2025 | $11,239.00 (+1.47%) | $440,400 (-) Land $231,600 Building $208,800 | $440,400 (-) Land $231,600 Building $208,800 |
| 2024 | $11,076.00 (+1.78%) | ||
| 2023 | $440,400 Land $231,600 Building $208,800 | $440,400 Land $231,600 Building $208,800 | |
| 2022 | $10,882.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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