Buncombe County property record for 2 Main St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 1966 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $183,000 (Feb 2016) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 694360-2020-202 |
| Primary APN | 694360-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 406 sqft |
| Canopy | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 694360-2020-202 |
|---|---|
| Street Address | 2 MAIN ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM8 |
| Legal Description | SUBDIV: ALTA VISTA LOT: PT 47 BLOCK: B PLAT: 0010-0105 |
| Legal Subdivision | ALTA VISTA |
| Legal Block | B |
| Legal Lot Number | 47 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2000 |
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 33 CLEMENT DR, ASHEVILLE, NC 28805-1134 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Jan 22, 2018 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on Record |
| Deed Sale | Feb 23, 2016 · Amount on Record |
| Prior Sale | Jun 13, 2007 · Amount on Record |
| Deed Book / Page | 5399 / 815 |
| Prior Transfer Date | Apr 1, 2005 |
| Prior Transfer Doc | 0039880339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2 MAIN ST, ASHEVILLE, NC 28803-1428 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0060650121 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 6065/121 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 2 MAIN ST, ASHEVILLE, NC 28803-1428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056300558 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 5630/0558 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (+6.67%) | $246,500 (-) Land $68,000 Building $178,500 | $246,500 (-) Land $68,000 Building $178,500 |
| 2024 | $2,294.00 (+3.33%) | ||
| 2023 | $2,220.00 | $246,500 | $246,500 (-) Land $68,000 Building $178,500 |
| 2021 | $246,500 Land $68,000 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 10 condo units |
| Nearby Flood Claims | 98 (1995–2024) |
| Claims Outside the SFHA | 5 of 98 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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