2 Ludlow Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 2 Ludlow Rd, Middletown, RI 02842

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,426 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (May 2004)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`201800258`

Property Details

APN / Parcel Number

Primary APN	`201800258`
Alternative APN	`MIDD M:0107 B:NE L:100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	201800258
Street Address	2 LUDLOW RD
City	MIDDLETOWN
State	RI
Zip	02842-6322
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20
Legal Block	NE
Legal Lot Number	100
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2011
Census Tract	40304

Owner

Source: Middletown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3129, NEWPORT, RI 02840-0322
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Sep 6, 2019	Correction Deed NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Deed Book / Page	850 / 120
Last Transfer Date	Sep 3, 2019
Transfer Doc	1612-186
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Recording Date	Sep 30, 2026
Property Address	2 LUDLOW RD, MIDDLETOWN, RI 02842-6322
Document Number	0000001952
Book / Page	1924 / 222
Instrument Date	Sep 30, 2026
Instrument	20261952
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LUDLOW RD, MIDDLETOWN, RI 02842-6322

Mortgage

Document Number	0000001952,
Date	Sep 30, 2026
Book Page	1924/222
Instrument	20261952

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Sep 6, 2019
Property Address	2 LUDLOW RD, MIDDLETOWN, RI 02842-6322
Document Number	1612-186
Book / Page	001612 / 000186
Instrument Date	Sep 3, 2019
Instrument	2215
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3129 NEWPORT RI 028400322, NEWPORT, RI 02840-0322

Tax Assessment & Valuation

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (+45%)	$333,400 (+54.85%) Land $161,500 Building $171,900	$498,839
2023	$2,711.00 (+4.75%)	$215,300 (-) Land $104,200 Building $111,100
2022	$2,588.00	$215,300 Land $104,200 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1982–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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