Branch County property record for 2 Lucky Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,900 (Feb 2014) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 303-000-001-034-00 |
| Primary APN | 303-000-001-034-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 630 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2 LUCKY DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 BLK 3 PILOT KNOB PLAT SEC 17 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 17 |
| Legal Subdivision | PILOT KNOB SUB |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 LUCKY DR, COLDWATER, MI 49036-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2014 · Amount on Record |
| Deed Sale | Feb 11, 2014 · Amount on Record |
| Deed Document Number | 2014701 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0202502901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 2 LUCKY DR, COLDWATER, MI 49036-9303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202006844 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020-06844 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,300 (+4.86%) | $90,600 (+4.86%) | |
| 2025 | $1,920.00 (+2.13%) | $43,200 | $86,400 |
| 2024 | $1,880.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 927.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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