2 Lucia Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 2 Lucia Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,345 sqft · built 1946
Lot Size	0.206 acres (8,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,500 (Jul 2017)
Tax Bill	$7,660 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0044 B:0005 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0044 B:0005 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,345 sqft Living Area
Gross Area	2,712 sqft
Basement Area	778 sqft
Unfinished Basement	778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,982 sqft (0.206 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 LUCIA RD
City	MARBLEHEAD
State	MA
Zip	01945-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	5
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4018
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 LUCIA RD, MARBLEHEAD, MA 01945-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROOKLINE BANK
Oct 31, 2018	Deed of Trust, Mortgage · ARM FIRST IPSWICH BANK
Jul 12, 2017	Quit Claim Deed, Transfer FIRST IPSWICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Deed Book / Page	36014 / 43
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	2 LUCIA RD, MARBLEHEAD, MA 01945-2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041810-107
Date	Oct 17, 2023
Book Page	41810/107
Instrument	20231017000070

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2063

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	2 LUCIA RD, MARBLEHEAD, MA 01945-2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37119-512
Date	Oct 31, 2018
Book Page	37119/512
Instrument	181031001140

Lender

Name	FIRST IPSWICH BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 12, 2017
Property Address	2 LUCIA RD, MARBLEHEAD, MA 01945-2019
Document Number	36014-43
Book / Page	36014 / 43
Instrument	338
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LUCIA RD, MARBLEHEAD, MA 01945-2019

Mortgage

Document Number	360140045
Date	Jul 12, 2017
Instrument	36014/0045

Lender

Name	FIRST IPSWICH BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,660.00 (+4.49%)	$894,900 (+10.47%) Land $683,400 Building $211,500	$818,677 (+12.4%)
2025	$7,331.00 (+27.3%)	$810,100 (+26.03%) Land $618,900 Building $191,200	$728,365
2024	$5,759.00 (-12.02%)	$642,800 (-1.8%) Land $515,700 Building $127,100
2023	$6,546.00	$654,600 Land $515,700 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2013)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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