Richland County property record for 2 Lowescroft Cir, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,968 sqft · built 1994 |
| Lot Size | 0.28 acres (12,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $134,000 (Jun 2011) |
| Tax Bill | $1,494 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04109-06-05 |
| Primary APN | 04109-06-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Heated Area |
| Gross Area | 2,386 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,093 sqft |
| Finished Basement | 804 sqft |
| Unfinished Basement | 289 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,200 sqft (0.28 acres) |
| Porch | Slab |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01403127 |
|---|---|
| Street Address | 2 LOWESCROFT CIR |
| City | IRMO |
| State | SC |
| Zip | 29063-8320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 41 83.7X107.9X120X73.8X32.5 #SU HEATHERSTONE PH II #PR 55-231 |
| Legal Subdivision | HEATHERSTONE |
| Legal Lot Number | 41,83 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10308 |
Source: Richland County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2011 · Amount on Record |
| Deed Sale | Jun 28, 2011 · Amount on Record |
| Deed Document Number | 201141633 |
| Deed Book / Page | 1691 / 2192 |
| Prior Transfer Date | Jun 20, 2011 |
| Prior Transfer Doc | 0016910131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 16, 2026 |
| Property Address | 2 LOWESCROFT CIR, IRMO, SC 29063-8320 |
| Document Number | 0000035129 |
| Book / Page | 3147 / 3552 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202635129 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 LOWESCROFT CIR, IRMO, SC 29063-8320 |
| Document Number | 0000035129, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 3147/3552 |
| Instrument | 202635129 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2 LOWESCROFT CIR, IRMO, SC 29063-8320 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027033441 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 2703/3441 |
| Instrument | 2022000389 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 2 LOWESCROFT CIR, IRMO, SC 29063-8320 |
| Document Number | 2186/0001 |
| Book / Page | 002186 / 000001 |
| Instrument Date | Jan 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2 LOWESCROFT CIR IRMO SC 290638320, IRMO, SC 29063-8320 |
| Document Number | 2186/0001 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 002186/000001 |
| Instrument | 9204 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 6, 2032 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,494.00 (+17.36%) | $214,650 (-0.08%) | |
| 2024 | $214,830 (+51.5%) | ||
| 2023 | $1,273.00 (+1.52%) | ||
| 2021 | $1,254.00 | $5,320 | $141,800 Land $20,000 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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